Child Tax Credit in California
Who can claim the 2026 Child Tax Credit? Figures below use the 2026 poverty guideline of $33,000 for a household of four in California, unless the program uses its own dollar table.
The largest 2-bedroom Fair Market Rent gap among ranked metros in California is $2,041: San Francisco at $3,697 and Bakersfield at $1,656.
California taxes wages at rates up to 13.30%. Combined state and local sales tax is 9.0%. The ACS effective property tax rate is 0.71%.
A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is likely eligible for Child Tax Credit. Likely — up to $4,400 before phase-out.
Limits behind the page
| Household | 100% | 138% | 185% |
|---|---|---|---|
| 1 | $15,960 | $22,025 | $29,526 |
| 2 | $21,640 | $29,863 | $40,034 |
| 3 | $27,320 | $37,702 | $50,542 |
| 4 | $33,000 | $45,540 | $61,050 |
An illustrative household
Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in California. They rent. Nobody is marked disabled or pregnant.
Child Tax Credit
Likely eligibleLikely — up to $4,400 before phase-out
- 2 children are under 17. The 2026 maximum is $2,200 per child, and up to $1,700 per child can be refundable.
- The unindexed statutory phase-out starts at $400,000 for this filing status. Revenue Procedure 2025-32 confirms the credit amount and does not restate that threshold.
Other programs in California
- SNAP
- Medicaid and CHIP
- WIC
- School meals
- LIHEAP
- Earned Income Tax Credit
- Marketplace subsidies
- Lifeline
- SSI
- State programs
Large metros in California
- Los Angeles-Long Beach-Anaheim, CA · 2-bedroom FMR $2,964
- Riverside-San Bernardino-Ontario, CA · 2-bedroom FMR $2,103
- San Francisco-Oakland-Fremont, CA · 2-bedroom FMR $3,697
- San Diego-Chula Vista-Carlsbad, CA · 2-bedroom FMR $2,823
- Sacramento-Roseville-Folsom, CA · 2-bedroom FMR $2,201
- San Jose-Sunnyvale-Santa Clara, CA · 2-bedroom FMR $3,272
- Fresno, CA · 2-bedroom FMR $1,685
- Bakersfield-Delano, CA · 2-bedroom FMR $1,656