What is the 2026 poverty guideline for a family of four in Massachusetts?

$33,000. Alaska and Hawaii use higher guidelines. Massachusetts uses the 48-state and D.C. table.

Is a $48,000 household eligible for Medicaid and CHIP in Massachusetts?

Maybe — a state pathway is unverified or only part of the household fits. This household is at 145 percent of the 2026 poverty guideline for Massachusetts ($33,000). 138 percent of that guideline is $45,540. This is an illustration for two adults and two children, not a determination.

Benefits / Massachusetts

Medicaid eligibility in Massachusetts

Simple answer

Yes, many low-income adults can qualify.

In Massachusetts, many adults qualify around 138% of the poverty line. For one adult, that is about $22,025 a year.

Who is inside Medicaid or CHIP on the rules we can verify? A household of four is measured against $33,000. Massachusetts has adopted the ACA Medicaid expansion.

The largest 2-bedroom Fair Market Rent gap among ranked metros in Massachusetts is $1,129: Boston at $3,008 and Providence at $1,879.

Massachusetts taxes wages at rates up to 9.00%. Combined state and local sales tax is 6.3%. The ACS effective property tax rate is 1.00%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is a maybe for Medicaid and CHIP. Maybe — a state pathway is unverified or only part of the household fits.

Limits behind the page

2026 poverty guideline in Massachusetts
Household	100%	138%	185%
1	$15,960	$22,025	$29,526
2	$21,640	$29,863	$40,034
3	$27,320	$37,702	$50,542
4	$33,000	$45,540	$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Massachusetts. They rent. Nobody is marked disabled or pregnant.

Medicaid and CHIP

Maybe

Maybe — a state pathway is unverified or only part of the household fits

This household is at 145 percent of the 2026 poverty guideline for Massachusetts ($33,000). 138 percent of that guideline is $45,540.
Children above 138 percent of poverty may still qualify for CHIP. The CHIP ceiling in Massachusetts is not verified in the dataset.
Massachusetts expanded Medicaid, and this income is over the 138 percent adult limit. Marketplace coverage is the next place to look.

See Medicaid and CHIP on HealthCare.gov

Check my household · Privacy

Medicaid work rules in Massachusetts

Food stamps (SNAP) tools in Massachusetts

Other programs in Massachusetts

Large metros in Massachusetts

Boston-Cambridge-Newton, MA-NH · 2-bedroom FMR $3,008
Providence-Warwick, RI-MA · 2-bedroom FMR $1,879
Worcester, MA · 2-bedroom FMR $2,043