What is the 2026 poverty guideline for a family of four in Mississippi?

$33,000. Alaska and Hawaii use higher guidelines. Mississippi uses the 48-state and D.C. table.

Is a $48,000 household eligible for Medicaid and CHIP in Mississippi?

Maybe — a state pathway is unverified or only part of the household fits. This household is at 145 percent of the 2026 poverty guideline for Mississippi ($33,000). 138 percent of that guideline is $45,540. This is an illustration for two adults and two children, not a determination.

Benefits / Mississippi

Medicaid eligibility in Mississippi

Simple answer

Full adult Medicaid expansion is not in place here.

Mississippi has not fully expanded Medicaid. We do not guess the adult cutoff. Children and pregnant people still have a path.

Who is inside Medicaid or CHIP on the rules we can verify? A household of four is measured against $33,000. Mississippi has not adopted the full ACA Medicaid expansion.

The largest 2-bedroom Fair Market Rent gap among ranked metros in Mississippi is $12: Memphis at $1,301 and Jackson at $1,289.

Mississippi taxes wages at a flat 4.00%. Combined state and local sales tax is 7.1%. The ACS effective property tax rate is 0.65%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is a maybe for Medicaid and CHIP. Maybe — a state pathway is unverified or only part of the household fits.

Limits behind the page

2026 poverty guideline in Mississippi
Household	100%	138%	185%
1	$15,960	$22,025	$29,526
2	$21,640	$29,863	$40,034
3	$27,320	$37,702	$50,542
4	$33,000	$45,540	$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Mississippi. They rent. Nobody is marked disabled or pregnant.

Medicaid and CHIP

Maybe

Maybe — a state pathway is unverified or only part of the household fits

This household is at 145 percent of the 2026 poverty guideline for Mississippi ($33,000). 138 percent of that guideline is $45,540.
Children above 138 percent of poverty may still qualify for CHIP. The CHIP ceiling in Mississippi is not verified in the dataset.
Mississippi has not adopted the ACA expansion. Parent Medicaid limits are state-specific and are not verified here, so parents are a maybe rather than a no.

See Medicaid and CHIP on HealthCare.gov

Check my household · Privacy

Medicaid work rules in Mississippi

Food stamps (SNAP) tools in Mississippi

Other programs in Mississippi

Large metros in Mississippi

Memphis, TN-MS-AR · 2-bedroom FMR $1,301
Jackson, MS · 2-bedroom FMR $1,289