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Cost & Benefits

Benefits / Rhode Island

Medicaid eligibility in Rhode Island

Simple answer

Yes, many low-income adults can qualify.

In Rhode Island, many adults qualify around 138% of the poverty line. For one adult, that is about $22,025 a year.

Who is inside Medicaid or CHIP on the rules we can verify? A household of four is measured against $33,000. Rhode Island has adopted the ACA Medicaid expansion.

Providence is the ranked metro in Rhode Island, with a FY 2027 2-bedroom Fair Market Rent of $1,879.

Rhode Island taxes wages at rates up to 5.99%. Combined state and local sales tax is 7.0%. The ACS effective property tax rate is 1.07%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is a maybe for Medicaid and CHIP. Maybe — a state pathway is unverified or only part of the household fits.

Limits behind the page

2026 poverty guideline in Rhode Island
Household100%138%185%
1$15,960$22,025$29,526
2$21,640$29,863$40,034
3$27,320$37,702$50,542
4$33,000$45,540$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Rhode Island. They rent. Nobody is marked disabled or pregnant.

Medicaid and CHIP

Maybe

Maybe — a state pathway is unverified or only part of the household fits

  • This household is at 145 percent of the 2026 poverty guideline for Rhode Island ($33,000). 138 percent of that guideline is $45,540.
  • Children above 138 percent of poverty may still qualify for CHIP. The CHIP ceiling in Rhode Island is not verified in the dataset.
  • Rhode Island expanded Medicaid, and this income is over the 138 percent adult limit. Marketplace coverage is the next place to look.
See Medicaid and CHIP on HealthCare.gov

Check my household · Privacy

Food stamps (SNAP) tools in Rhode Island

Other programs in Rhode Island

Large metros in Rhode Island

Medicaid and CHIP in other states