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Cost & Benefits

Benefits / Texas

Medicaid eligibility in Texas

Simple answer

Full adult Medicaid expansion is not in place here.

Texas has not fully expanded Medicaid. We do not guess the adult cutoff. Children and pregnant people still have a path.

Who is inside Medicaid or CHIP on the rules we can verify? A household of four is measured against $33,000. Texas has not adopted the full ACA Medicaid expansion.

The largest 2-bedroom Fair Market Rent gap among ranked metros in Texas is $800: Austin at $1,817 and McAllen at $1,017.

Texas has no tax on wages. Combined state and local sales tax is 8.2%. The ACS effective property tax rate is 1.31%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is a maybe for Medicaid and CHIP. Maybe — a state pathway is unverified or only part of the household fits.

Limits behind the page

2026 poverty guideline in Texas
Household100%138%185%
1$15,960$22,025$29,526
2$21,640$29,863$40,034
3$27,320$37,702$50,542
4$33,000$45,540$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Texas. They rent. Nobody is marked disabled or pregnant.

Medicaid and CHIP

Maybe

Maybe — a state pathway is unverified or only part of the household fits

  • This household is at 145 percent of the 2026 poverty guideline for Texas ($33,000). 138 percent of that guideline is $45,540.
  • Children above 138 percent of poverty may still qualify for CHIP. The CHIP ceiling in Texas is not verified in the dataset.
  • Texas has not adopted the ACA expansion. Parent Medicaid limits are state-specific and are not verified here, so parents are a maybe rather than a no.
See Medicaid and CHIP on HealthCare.gov

Check my household · Privacy

Other programs in Texas

Large metros in Texas

Medicaid and CHIP in other states