SSI in Florida
The 2026 SSI income screen for one person is $994 a month. The 2027 income screen is $1,029 for one person and $1,544 for a couple, and it takes effect in January 2027. Florida shows both. The example on this page still uses 2026. This site does not approve or deny benefits.
Who is near the 2026 or 2027 SSI income screen? Figures below use the 2026 poverty guideline of $33,000 for a household of four in Florida, unless the program uses its own dollar table.
The largest 2-bedroom Fair Market Rent gap among ranked metros in Florida is $956: Miami at $2,564 and Lakeland at $1,608.
Florida has no tax on wages. Combined state and local sales tax is 7.0%. The ACS effective property tax rate is 0.75%.
A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is unlikely for SSI. Unlikely — SSI needs age 65 or a disability.
Limits behind the page
| Household | 100% | 138% | 185% |
|---|---|---|---|
| 1 | $15,960 | $22,025 | $29,526 |
| 2 | $21,640 | $29,863 | $40,034 |
| 3 | $27,320 | $37,702 | $50,542 |
| 4 | $33,000 | $45,540 | $61,050 |
An illustrative household
Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Florida. They rent. Nobody is marked disabled or pregnant.
SSI
UnlikelyUnlikely — SSI needs age 65 or a disability
- Supplemental Security Income is for people who are 65 or older, blind, or disabled, and who have limited income and resources.
2026 income screen
The example on this page uses this screen. The 2026 federal payment standard is $994 a month for an individual and $1,491 for a couple. SSA's simplified monthly limits are $1,014 unearned for one person, $1,511 unearned for a couple, $2,073 from wages for one person, and $3,067 from wages for a couple.
2027 income screen
Takes effect January 2027.
Individual: $1,029 a month.
Couple: $1,544 a month.
These are the federal payment standards on SSA's 2027 COLA fact sheet. Increased SSI payments begin December 31, 2026. A 2027 wage limit is not on that sheet, so it is not printed here. Last checked October 16, 2026.
Related guides in Florida
- Find your deposit day in Florida
- Check SNAP work rules in Florida
- Check Medicaid work rules in Florida
- Estimate my SNAP in Florida
- 2027 Social Security and SSI raise
- 2027 open enrollment in Florida
- Winter heating help in Florida
- Lost SNAP in Florida: what to do next
- Stolen EBT card help in Florida
- See what EBT can buy in Florida
Last checked: October 16, 2026
Sources
- SSA SSI Federal Payment Amounts for 2026
- SSA publication 05-10003, 2026 SSI update
- SSA 2027 COLA fact sheet 2027 federal payment standards: $1,029 individual and $1,544 couple.
- SSA press release, 3.6 percent benefit increase for 2027 Increased SSI payments begin December 31, 2026.
What changed
- October 15, 2026. The benefit rules file was checked against the sources listed here.
- January 15, 2026. HHS published the 2026 poverty guidelines in the Federal Register.
- October 16, 2026. The 2027 income screen was added from the SSA COLA fact sheet. The example on the page still uses the 2026 screen.
Other programs in Florida
- Food stamps (SNAP)
- Medicaid and CHIP
- WIC
- School meals
- LIHEAP
- Earned Income Tax Credit
- Child Tax Credit
- Marketplace subsidies
- Lifeline
- State programs
Large metros in Florida
- Miami-Fort Lauderdale-West Palm Beach, FL · 2-bedroom FMR $2,564
- Tampa-St. Petersburg-Clearwater, FL · 2-bedroom FMR $1,917
- Orlando-Kissimmee-Sanford, FL · 2-bedroom FMR $1,959
- Jacksonville, FL · 2-bedroom FMR $1,694
- North Port-Bradenton-Sarasota, FL · 2-bedroom FMR $2,188
- Cape Coral-Fort Myers, FL · 2-bedroom FMR $1,835
- Lakeland-Winter Haven, FL · 2-bedroom FMR $1,608
- Deltona-Daytona Beach-Ormond Beach, FL · 2-bedroom FMR $1,673