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Cost & Benefits

Compare / Albany to Kansas City

Albany, NY vs Kansas City, MO

Simple answer

You'd likely save $165 a month in Kansas City.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 15.9 points (Albany 102.6, Kansas City 86.6).

New York taxes wages at rates up to 10.90%. Missouri taxes wages at rates up to 4.70%. Combined sales tax differs by 0.1 percentage points, higher in New York. The effective property tax gap is 0.66 percentage points, higher in New York.

After a move from New York to Missouri, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Albany lines up with about $69,710 in Kansas City on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Albany

Albany-Schenectady-Troy, NY

2-bedroom Fair Market Rent
$1,711
HUD area
Albany-Schenectady-Troy, NY MSA
Census median gross rent
$1,341
All-items price parity
99.6
Goods price parity
99.7
Utilities price parity
134.0
Mean commute
23.7 min
Median household income
$86,637

Kansas City

Kansas City, MO-KS

2-bedroom Fair Market Rent
$1,546
HUD area
Kansas City, MO-KS HUD Metro FMR Area
Census median gross rent
$1,315
All-items price parity
92.5
Goods price parity
94.1
Utilities price parity
89.0
Mean commute
23.7 min
Median household income
$83,785

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$69,710

Salary in Kansas City that matches the 2024 all-items regional price parity.

After state and federal tax

$65,994

Gross salary in Kansas City whose after-tax pay buys the same basket, using price parities.

Rent only

$67,767

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNew YorkMissouri
State income tax on wagesup to 10.90%up to 4.70%
Combined sales tax, Jan 1, 20268.5%8.4%
Effective property tax, ACS 2024 median / median1.45%0.79%

On a $400,000 home, the state median effective rate implies about $5,818 a year in New York and $3,178 in Missouri. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Missouri

Same household, $40,000 a year, scored once in New York and once in Missouri. This is an illustration, not your application.

  • Food stamps (SNAP)

    AlbanyLikely eligible

    Kansas CityLikely eligible

  • Medicaid and CHIP

    AlbanyLikely eligible

    Kansas CityLikely eligible

  • WIC

    AlbanyLikely eligible

    Kansas CityLikely eligible

  • School meals

    AlbanyLikely eligible

    Kansas CityLikely eligible

  • LIHEAP

    AlbanyMaybe

    Kansas CityMaybe

  • Earned Income Tax Credit

    AlbanyLikely eligible

    Kansas CityLikely eligible

  • Child Tax Credit

    AlbanyLikely eligible

    Kansas CityLikely eligible

  • Marketplace premium tax credits

    AlbanyUnlikely

    Kansas CityUnlikely

  • Lifeline phone and internet

    AlbanyLikely eligible

    Kansas CityLikely eligible

  • SSI

    AlbanyUnlikely

    Kansas CityUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Missouri · SNAP guide

Related comparisons

From Albany

The eight largest 2-bedroom Fair Market Rent gaps from Albany.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.