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Cost & Benefits

Compare / Albuquerque to Dayton

Albuquerque, NM vs Dayton, OH

Simple answer

You'd likely save $136 a month in Dayton.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 16.4 points (Albuquerque 89.2, Dayton 72.7).

New Mexico taxes wages at rates up to 5.90%. Ohio taxes wages at a flat 2.75%. Combined sales tax differs by 0.4 percentage points, higher in New Mexico. The effective property tax gap is 0.59 percentage points, higher in Ohio.

After a move from New Mexico to Ohio, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Albuquerque lines up with about $72,761 in Dayton on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Albuquerque

Albuquerque, NM

2-bedroom Fair Market Rent
$1,384
HUD area
Albuquerque, NM MSA
Census median gross rent
$1,220
All-items price parity
95.5
Goods price parity
96.1
Utilities price parity
77.9
Mean commute
25.6 min
Median household income
$76,097

Dayton

Dayton-Kettering-Beavercreek, OH

2-bedroom Fair Market Rent
$1,248
HUD area
Dayton-Kettering-Beavercreek, OH MSA
Census median gross rent
$1,119
All-items price parity
92.7
Goods price parity
93.6
Utilities price parity
95.4
Mean commute
22.3 min
Median household income
$72,711

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$72,761

Salary in Dayton that matches the 2024 all-items regional price parity.

After state and federal tax

$72,067

Gross salary in Dayton whose after-tax pay buys the same basket, using price parities.

Rent only

$67,630

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNew MexicoOhio
State income tax on wagesup to 5.90%2.75% flat
Combined sales tax, Jan 1, 20267.7%7.3%
Effective property tax, ACS 2024 median / median0.63%1.22%

On a $400,000 home, the state median effective rate implies about $2,538 a year in New Mexico and $4,899 in Ohio. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Ohio

Same household, $40,000 a year, scored once in New Mexico and once in Ohio. This is an illustration, not your application.

  • Food stamps (SNAP)

    AlbuquerqueLikely eligible

    DaytonLikely eligible

  • Medicaid and CHIP

    AlbuquerqueLikely eligible

    DaytonLikely eligible

  • WIC

    AlbuquerqueLikely eligible

    DaytonLikely eligible

  • School meals

    AlbuquerqueLikely eligible

    DaytonLikely eligible

  • LIHEAP

    AlbuquerqueMaybe

    DaytonMaybe

  • Earned Income Tax Credit

    AlbuquerqueLikely eligible

    DaytonLikely eligible

  • Child Tax Credit

    AlbuquerqueLikely eligible

    DaytonLikely eligible

  • Marketplace premium tax credits

    AlbuquerqueUnlikely

    DaytonUnlikely

  • Lifeline phone and internet

    AlbuquerqueLikely eligible

    DaytonLikely eligible

  • SSI

    AlbuquerqueUnlikely

    DaytonUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Ohio · SNAP guide

Related comparisons

From Albuquerque

The eight largest 2-bedroom Fair Market Rent gaps from Albuquerque.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.