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Cost & Benefits

Compare / Albuquerque to Portland

Albuquerque, NM vs Portland, OR

Simple answer

You'd likely save $494 a month in Albuquerque.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $547, with Portland higher.

New Mexico taxes wages at rates up to 5.90%. Oregon taxes wages at rates up to 9.90%. Combined sales tax differs by 7.7 percentage points, higher in New Mexico. The effective property tax gap is 0.15 percentage points, higher in Oregon.

After a move from New Mexico to Oregon, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Albuquerque lines up with about $82,752 in Portland on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Albuquerque

Albuquerque, NM

2-bedroom Fair Market Rent
$1,384
HUD area
Albuquerque, NM MSA
Census median gross rent
$1,220
All-items price parity
95.5
Goods price parity
96.1
Utilities price parity
77.9
Mean commute
25.6 min
Median household income
$76,097

Portland

Portland-Vancouver-Hillsboro, OR-WA

2-bedroom Fair Market Rent
$1,878
HUD area
Portland-Vancouver-Hillsboro, OR-WA MSA
Census median gross rent
$1,767
All-items price parity
105.4
Goods price parity
105.2
Utilities price parity
107.0
Mean commute
25.4 min
Median household income
$98,994

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$82,752

Salary in Portland that matches the 2024 all-items regional price parity.

After state and federal tax

$90,680

Gross salary in Portland whose after-tax pay buys the same basket, using price parities.

Rent only

$101,770

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNew MexicoOregon
State income tax on wagesup to 5.90%up to 9.90%
Combined sales tax, Jan 1, 20267.7%0.0%
Effective property tax, ACS 2024 median / median0.63%0.78%

On a $400,000 home, the state median effective rate implies about $2,538 a year in New Mexico and $3,132 in Oregon. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Oregon

Same household, $40,000 a year, scored once in New Mexico and once in Oregon. This is an illustration, not your application.

  • Food stamps (SNAP)

    AlbuquerqueLikely eligible

    PortlandLikely eligible

  • Medicaid and CHIP

    AlbuquerqueLikely eligible

    PortlandLikely eligible

  • WIC

    AlbuquerqueLikely eligible

    PortlandLikely eligible

  • School meals

    AlbuquerqueLikely eligible

    PortlandLikely eligible

  • LIHEAP

    AlbuquerqueMaybe

    PortlandMaybe

  • Earned Income Tax Credit

    AlbuquerqueLikely eligible

    PortlandLikely eligible

  • Child Tax Credit

    AlbuquerqueLikely eligible

    PortlandLikely eligible

  • Marketplace premium tax credits

    AlbuquerqueUnlikely

    PortlandUnlikely

  • Lifeline phone and internet

    AlbuquerqueLikely eligible

    PortlandLikely eligible

  • SSI

    AlbuquerqueUnlikely

    PortlandUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Oregon · SNAP guide

Related comparisons

From Albuquerque

The eight largest 2-bedroom Fair Market Rent gaps from Albuquerque.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.