Skip to content
Cost & Benefits

Compare / Augusta to Philadelphia

Augusta, GA vs Philadelphia, PA

Simple answer

You'd likely save $531 a month in Augusta.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 42.5 points (Augusta 70.6, Philadelphia 113.1).

Georgia taxes wages at a flat 5.19%. Pennsylvania taxes wages at a flat 3.07%. Combined sales tax differs by 1.1 percentage points, higher in Georgia. The effective property tax gap is 0.41 percentage points, higher in Pennsylvania.

After a move from Georgia to Pennsylvania, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Augusta lines up with about $83,692 in Philadelphia on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Augusta

Augusta-Richmond County, GA-SC

2-bedroom Fair Market Rent
$1,329
HUD area
Augusta-Richmond County, GA-SC HUD Metro FMR Area
Census median gross rent
$1,243
All-items price parity
91.9
Goods price parity
96.3
Utilities price parity
89.5
Mean commute
25.2 min
Median household income
$72,176

Philadelphia

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

2-bedroom Fair Market Rent
$1,860
HUD area
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Census median gross rent
$1,567
All-items price parity
102.6
Goods price parity
96.8
Utilities price parity
114.4
Mean commute
29.7 min
Median household income
$90,850

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$83,692

Salary in Philadelphia that matches the 2024 all-items regional price parity.

After state and federal tax

$84,858

Gross salary in Philadelphia whose after-tax pay buys the same basket, using price parities.

Rent only

$104,966

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxGeorgiaPennsylvania
State income tax on wages5.19% flat3.07% flat
Combined sales tax, Jan 1, 20267.5%6.3%
Effective property tax, ACS 2024 median / median0.74%1.16%

On a $400,000 home, the state median effective rate implies about $2,976 a year in Georgia and $4,631 in Pennsylvania. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Pennsylvania

Same household, $40,000 a year, scored once in Georgia and once in Pennsylvania. This is an illustration, not your application.

  • Food stamps (SNAP)

    AugustaLikely eligible

    PhiladelphiaLikely eligible

  • Medicaid and CHIP

    AugustaLikely eligible

    PhiladelphiaLikely eligible

  • WIC

    AugustaLikely eligible

    PhiladelphiaLikely eligible

  • School meals

    AugustaLikely eligible

    PhiladelphiaLikely eligible

  • LIHEAP

    AugustaMaybe

    PhiladelphiaMaybe

  • Earned Income Tax Credit

    AugustaLikely eligible

    PhiladelphiaLikely eligible

  • Child Tax Credit

    AugustaLikely eligible

    PhiladelphiaLikely eligible

  • Marketplace premium tax credits

    AugustaLikely eligible

    PhiladelphiaUnlikely

  • Lifeline phone and internet

    AugustaLikely eligible

    PhiladelphiaLikely eligible

  • SSI

    AugustaUnlikely

    PhiladelphiaUnlikely

Marketplace premium tax credits changes. In Augusta the result is “Likely inside the 2026 subsidy range.” In Philadelphia it is “Unlikely — Medicaid is the closer program.” Pennsylvania expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Pennsylvania · SNAP guide

Related comparisons

From Augusta

The eight largest 2-bedroom Fair Market Rent gaps from Augusta.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.