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Cost & Benefits

Compare / Austin to Grand Rapids

Austin, TX vs Grand Rapids, MI

Simple answer

You'd likely save $187 a month in Grand Rapids.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 33.8 points (Austin 120.4, Grand Rapids 86.6).

Texas has no tax on wages. Michigan taxes wages at a flat 4.25%. Combined sales tax differs by 2.2 percentage points, higher in Texas. The effective property tax gap is 0.14 percentage points, higher in Texas.

After a move from Texas to Michigan, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Austin lines up with about $73,073 in Grand Rapids on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Austin

Austin-Round Rock-San Marcos, TX

2-bedroom Fair Market Rent
$1,817
HUD area
Austin-Round Rock-San Marcos, TX MSA
Census median gross rent
$1,784
All-items price parity
98.1
Goods price parity
93.8
Utilities price parity
82.0
Mean commute
28.2 min
Median household income
$99,897

Grand Rapids

Grand Rapids-Wyoming-Kentwood, MI

2-bedroom Fair Market Rent
$1,630
HUD area
Grand Rapids-Wyoming, MI HUD Metro FMR Area
Census median gross rent
$1,289
All-items price parity
95.5
Goods price parity
93.7
Utilities price parity
93.8
Mean commute
21.9 min
Median household income
$81,541

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$73,073

Salary in Grand Rapids that matches the 2024 all-items regional price parity.

After state and federal tax

$77,235

Gross salary in Grand Rapids whose after-tax pay buys the same basket, using price parities.

Rent only

$67,281

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTexasMichigan
State income tax on wagesNo wage tax4.25% flat
Combined sales tax, Jan 1, 20268.2%6.0%
Effective property tax, ACS 2024 median / median1.31%1.18%

On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $4,702 in Michigan. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Michigan

Same household, $40,000 a year, scored once in Texas and once in Michigan. This is an illustration, not your application.

  • Food stamps (SNAP)

    AustinLikely eligible

    Grand RapidsLikely eligible

  • Medicaid and CHIP

    AustinLikely eligible

    Grand RapidsLikely eligible

  • WIC

    AustinLikely eligible

    Grand RapidsLikely eligible

  • School meals

    AustinLikely eligible

    Grand RapidsLikely eligible

  • LIHEAP

    AustinMaybe

    Grand RapidsMaybe

  • Earned Income Tax Credit

    AustinLikely eligible

    Grand RapidsLikely eligible

  • Child Tax Credit

    AustinLikely eligible

    Grand RapidsLikely eligible

  • Marketplace premium tax credits

    AustinLikely eligible

    Grand RapidsUnlikely

  • Lifeline phone and internet

    AustinLikely eligible

    Grand RapidsLikely eligible

  • SSI

    AustinUnlikely

    Grand RapidsUnlikely

Marketplace premium tax credits changes. In Austin the result is “Likely inside the 2026 subsidy range.” In Grand Rapids it is “Unlikely — Medicaid is the closer program.” Michigan expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Michigan · SNAP guide

Related comparisons

From Austin

The eight largest 2-bedroom Fair Market Rent gaps from Austin.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.