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Cost & Benefits

Compare / Austin to Virginia Beach

Austin, TX vs Virginia Beach, VA

Simple answer

You'd likely save $150 a month in Virginia Beach.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 20.6 points (Austin 120.4, Virginia Beach 99.8).

Texas has no tax on wages. Virginia taxes wages at rates up to 5.75%. Combined sales tax differs by 2.4 percentage points, higher in Texas. The effective property tax gap is 0.60 percentage points, higher in Texas.

After a move from Texas to Virginia, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Austin lines up with about $74,904 in Virginia Beach on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Austin

Austin-Round Rock-San Marcos, TX

2-bedroom Fair Market Rent
$1,817
HUD area
Austin-Round Rock-San Marcos, TX MSA
Census median gross rent
$1,784
All-items price parity
98.1
Goods price parity
93.8
Utilities price parity
82.0
Mean commute
28.2 min
Median household income
$99,897

Virginia Beach

Virginia Beach-Chesapeake-Norfolk, VA-NC

2-bedroom Fair Market Rent
$1,667
HUD area
Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area
Census median gross rent
$1,556
All-items price parity
97.9
Goods price parity
96.8
Utilities price parity
89.6
Mean commute
25.5 min
Median household income
$82,402

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$74,904

Salary in Virginia Beach that matches the 2024 all-items regional price parity.

After state and federal tax

$80,294

Gross salary in Virginia Beach whose after-tax pay buys the same basket, using price parities.

Rent only

$68,808

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTexasVirginia
State income tax on wagesNo wage taxup to 5.75%
Combined sales tax, Jan 1, 20268.2%5.8%
Effective property tax, ACS 2024 median / median1.31%0.71%

On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $2,847 in Virginia. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Virginia

Same household, $40,000 a year, scored once in Texas and once in Virginia. This is an illustration, not your application.

  • Food stamps (SNAP)

    AustinLikely eligible

    Virginia BeachLikely eligible

  • Medicaid and CHIP

    AustinLikely eligible

    Virginia BeachLikely eligible

  • WIC

    AustinLikely eligible

    Virginia BeachLikely eligible

  • School meals

    AustinLikely eligible

    Virginia BeachLikely eligible

  • LIHEAP

    AustinMaybe

    Virginia BeachMaybe

  • Earned Income Tax Credit

    AustinLikely eligible

    Virginia BeachLikely eligible

  • Child Tax Credit

    AustinLikely eligible

    Virginia BeachLikely eligible

  • Marketplace premium tax credits

    AustinLikely eligible

    Virginia BeachUnlikely

  • Lifeline phone and internet

    AustinLikely eligible

    Virginia BeachLikely eligible

  • SSI

    AustinUnlikely

    Virginia BeachUnlikely

Marketplace premium tax credits changes. In Austin the result is “Likely inside the 2026 subsidy range.” In Virginia Beach it is “Unlikely — Medicaid is the closer program.” Virginia expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Virginia · SNAP guide

Related comparisons

From Austin

The eight largest 2-bedroom Fair Market Rent gaps from Austin.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.