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Cost & Benefits

Compare / Bakersfield to San Jose

Bakersfield, CA vs San Jose, CA

Simple answer

You'd likely save $1,616 a month in Bakersfield.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 121.6 points (Bakersfield 90.3, San Jose 211.9).

California taxes wages at rates up to 13.30%. California taxes wages at rates up to 13.30%. Combined sales tax differs by 0.0 percentage points, higher in California. The effective property tax gap is 0.00 percentage points, higher in California.

Both metros are in California, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in Bakersfield lines up with about $82,090 in San Jose on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Bakersfield

Bakersfield-Delano, CA

2-bedroom Fair Market Rent
$1,656
HUD area
Bakersfield-Delano, CA MSA
Census median gross rent
$1,479
All-items price parity
100.9
Goods price parity
105.2
Utilities price parity
158.3
Mean commute
24.8 min
Median household income
$71,596

San Jose

San Jose-Sunnyvale-Santa Clara, CA

2-bedroom Fair Market Rent
$3,272
HUD area
San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area
Census median gross rent
$2,827
All-items price parity
110.4
Goods price parity
105.2
Utilities price parity
156.7
Mean commute
27.5 min
Median household income
$164,801

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$82,090

Salary in San Jose that matches the 2024 all-items regional price parity.

After state and federal tax

$84,036

Gross salary in San Jose whose after-tax pay buys the same basket, using price parities.

Rent only

$148,188

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxCaliforniaCalifornia
State income tax on wagesup to 13.30%up to 13.30%
Combined sales tax, Jan 1, 20269.0%9.0%
Effective property tax, ACS 2024 median / median0.71%0.71%

On a $400,000 home, the state median effective rate implies about $2,828 a year in California and $2,828 in California. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in California

Bakersfield and San Jose are in California. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    BakersfieldLikely eligible

    San JoseLikely eligible

  • Medicaid and CHIP

    BakersfieldLikely eligible

    San JoseLikely eligible

  • WIC

    BakersfieldLikely eligible

    San JoseLikely eligible

  • School meals

    BakersfieldLikely eligible

    San JoseLikely eligible

  • LIHEAP

    BakersfieldMaybe

    San JoseMaybe

  • Earned Income Tax Credit

    BakersfieldLikely eligible

    San JoseLikely eligible

  • Child Tax Credit

    BakersfieldLikely eligible

    San JoseLikely eligible

  • Marketplace premium tax credits

    BakersfieldUnlikely

    San JoseUnlikely

  • Lifeline phone and internet

    BakersfieldLikely eligible

    San JoseLikely eligible

  • SSI

    BakersfieldUnlikely

    San JoseUnlikely

Medicaid guide for California · SNAP guide

Related comparisons

How the salary and tax math works · The reverse city order redirects to this address.