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Cost & Benefits

Compare / Baltimore to Little Rock

Baltimore, MD vs Little Rock, AR

Simple answer

You'd likely save $885 a month in Little Rock.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $885: Baltimore is higher at $2,006 versus $1,121.

Maryland taxes wages at rates up to 6.50%. Arkansas taxes wages at rates up to 3.90%. Combined sales tax differs by 3.5 percentage points, higher in Arkansas. The effective property tax gap is 0.43 percentage points, higher in Maryland.

After a move from Maryland to Arkansas, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Baltimore lines up with about $64,145 in Little Rock on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Baltimore

Baltimore-Columbia-Towson, MD

2-bedroom Fair Market Rent
$2,006
HUD area
Baltimore-Columbia-Towson, MD MSA
Census median gross rent
$1,633
All-items price parity
104.5
Goods price parity
102.4
Utilities price parity
110.2
Mean commute
30.3 min
Median household income
$98,666

Little Rock

Little Rock-North Little Rock-Conway, AR

2-bedroom Fair Market Rent
$1,121
HUD area
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area
Census median gross rent
$1,093
All-items price parity
89.4
Goods price parity
93.6
Utilities price parity
74.6
Mean commute
23.2 min
Median household income
$68,344

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$64,145

Salary in Little Rock that matches the 2024 all-items regional price parity.

After state and federal tax

$60,183

Gross salary in Little Rock whose after-tax pay buys the same basket, using price parities.

Rent only

$41,912

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxMarylandArkansas
State income tax on wagesup to 6.50%up to 3.90%
Combined sales tax, Jan 1, 20266.0%9.5%
Effective property tax, ACS 2024 median / median0.95%0.52%

On a $400,000 home, the state median effective rate implies about $3,799 a year in Maryland and $2,065 in Arkansas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Arkansas

Same household, $40,000 a year, scored once in Maryland and once in Arkansas. This is an illustration, not your application.

  • Food stamps (SNAP)

    BaltimoreLikely eligible

    Little RockLikely eligible

  • Medicaid and CHIP

    BaltimoreLikely eligible

    Little RockLikely eligible

  • WIC

    BaltimoreLikely eligible

    Little RockLikely eligible

  • School meals

    BaltimoreLikely eligible

    Little RockLikely eligible

  • LIHEAP

    BaltimoreMaybe

    Little RockMaybe

  • Earned Income Tax Credit

    BaltimoreLikely eligible

    Little RockLikely eligible

  • Child Tax Credit

    BaltimoreLikely eligible

    Little RockLikely eligible

  • Marketplace premium tax credits

    BaltimoreUnlikely

    Little RockUnlikely

  • Lifeline phone and internet

    BaltimoreLikely eligible

    Little RockLikely eligible

  • SSI

    BaltimoreUnlikely

    Little RockUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Arkansas · SNAP guide

Related comparisons

From Baltimore

The eight largest 2-bedroom Fair Market Rent gaps from Baltimore.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.