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Cost & Benefits

Compare / Birmingham to Fresno

Birmingham, AL vs Fresno, CA

Simple answer

You'd likely save $310 a month in Birmingham.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 23.9 points (Birmingham 71.9, Fresno 95.7).

Alabama taxes wages at rates up to 5.00%. California taxes wages at rates up to 13.30%. Combined sales tax differs by 0.5 percentage points, higher in Alabama. The effective property tax gap is 0.33 percentage points, higher in California.

After a move from Alabama to California, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Birmingham lines up with about $83,604 in Fresno on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Birmingham

Birmingham, AL

2-bedroom Fair Market Rent
$1,375
HUD area
Birmingham-Hoover, AL HUD Metro FMR Area
Census median gross rent
$1,262
All-items price parity
91.6
Goods price parity
96.4
Utilities price parity
83.8
Mean commute
27.3 min
Median household income
$74,954

Fresno

Fresno, CA

2-bedroom Fair Market Rent
$1,685
HUD area
Fresno, CA HUD Metro FMR Area
Census median gross rent
$1,513
All-items price parity
102.2
Goods price parity
105.2
Utilities price parity
161.0
Mean commute
24.7 min
Median household income
$74,983

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$83,604

Salary in Fresno that matches the 2024 all-items regional price parity.

After state and federal tax

$84,612

Gross salary in Fresno whose after-tax pay buys the same basket, using price parities.

Rent only

$91,909

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxAlabamaCalifornia
State income tax on wagesup to 5.00%up to 13.30%
Combined sales tax, Jan 1, 20269.5%9.0%
Effective property tax, ACS 2024 median / median0.38%0.71%

On a $400,000 home, the state median effective rate implies about $1,526 a year in Alabama and $2,828 in California. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in California

Same household, $40,000 a year, scored once in Alabama and once in California. This is an illustration, not your application.

  • Food stamps (SNAP)

    BirminghamLikely eligible

    FresnoLikely eligible

  • Medicaid and CHIP

    BirminghamLikely eligible

    FresnoLikely eligible

  • WIC

    BirminghamLikely eligible

    FresnoLikely eligible

  • School meals

    BirminghamLikely eligible

    FresnoLikely eligible

  • LIHEAP

    BirminghamMaybe

    FresnoMaybe

  • Earned Income Tax Credit

    BirminghamLikely eligible

    FresnoLikely eligible

  • Child Tax Credit

    BirminghamLikely eligible

    FresnoLikely eligible

  • Marketplace premium tax credits

    BirminghamLikely eligible

    FresnoUnlikely

  • Lifeline phone and internet

    BirminghamLikely eligible

    FresnoLikely eligible

  • SSI

    BirminghamUnlikely

    FresnoUnlikely

Marketplace premium tax credits changes. In Birmingham the result is “Likely inside the 2026 subsidy range.” In Fresno it is “Unlikely — Medicaid is the closer program.” California expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for California · SNAP guide

Related comparisons

From Birmingham

The eight largest 2-bedroom Fair Market Rent gaps from Birmingham.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.