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Cost & Benefits

Compare / Boise City to Charlotte

Boise City, ID vs Charlotte, NC

Simple answer

You'd likely save $245 a month in Boise City.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $245: Charlotte is higher at $1,785 versus $1,540.

Idaho taxes wages at a flat 5.30%. North Carolina taxes wages at a flat 3.99%. Combined sales tax differs by 1.0 percentage points, higher in North Carolina. The effective property tax gap is 0.19 percentage points, higher in North Carolina.

After a move from Idaho to North Carolina, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Boise City lines up with about $74,205 in Charlotte on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Boise City

Boise City, ID

2-bedroom Fair Market Rent
$1,540
HUD area
Boise City, ID HUD Metro FMR Area
Census median gross rent
$1,628
All-items price parity
98.4
Goods price parity
96.2
Utilities price parity
70.7
Mean commute
23.8 min
Median household income
$88,695

Charlotte

Charlotte-Concord-Gastonia, NC-SC

2-bedroom Fair Market Rent
$1,785
HUD area
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area
Census median gross rent
$1,594
All-items price parity
97.3
Goods price parity
96.6
Utilities price parity
89.2
Mean commute
27.5 min
Median household income
$85,938

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$74,205

Salary in Charlotte that matches the 2024 all-items regional price parity.

After state and federal tax

$73,485

Gross salary in Charlotte whose after-tax pay buys the same basket, using price parities.

Rent only

$86,932

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxIdahoNorth Carolina
State income tax on wages5.30% flat3.99% flat
Combined sales tax, Jan 1, 20266.0%7.0%
Effective property tax, ACS 2024 median / median0.43%0.61%

On a $400,000 home, the state median effective rate implies about $1,713 a year in Idaho and $2,455 in North Carolina. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in North Carolina

Same household, $40,000 a year, scored once in Idaho and once in North Carolina. This is an illustration, not your application.

  • Food stamps (SNAP)

    Boise CityLikely eligible

    CharlotteLikely eligible

  • Medicaid and CHIP

    Boise CityLikely eligible

    CharlotteLikely eligible

  • WIC

    Boise CityLikely eligible

    CharlotteLikely eligible

  • School meals

    Boise CityLikely eligible

    CharlotteLikely eligible

  • LIHEAP

    Boise CityMaybe

    CharlotteMaybe

  • Earned Income Tax Credit

    Boise CityLikely eligible

    CharlotteLikely eligible

  • Child Tax Credit

    Boise CityLikely eligible

    CharlotteLikely eligible

  • Marketplace premium tax credits

    Boise CityUnlikely

    CharlotteUnlikely

  • Lifeline phone and internet

    Boise CityLikely eligible

    CharlotteLikely eligible

  • SSI

    Boise CityUnlikely

    CharlotteUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for North Carolina · SNAP guide

Related comparisons

From Boise City

The eight largest 2-bedroom Fair Market Rent gaps from Boise City.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.