Buffalo, NY vs New York, NY
Simple answer
You'd likely save $1,548 a month in Buffalo.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $1,548: New York is higher at $2,971 versus $1,423.
New York taxes wages at rates up to 10.90%. New York taxes wages at rates up to 10.90%. Combined sales tax differs by 0.0 percentage points, higher in New York. The effective property tax gap is 0.00 percentage points, higher in New York.
Both metros are in New York, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.
A $75,000 salary in Buffalo lines up with about $88,083 in New York on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Buffalo
Buffalo-Cheektowaga, NY
- 2-bedroom Fair Market Rent
- $1,423
- HUD area
- Buffalo-Cheektowaga, NY MSA
- Census median gross rent
- $1,114
- All-items price parity
- 95.8
- Goods price parity
- 99.7
- Utilities price parity
- 129.5
- Mean commute
- 21.5 min
- Median household income
- $72,300
New York
New York-Newark-Jersey City, NY-NJ
- 2-bedroom Fair Market Rent
- $2,971
- HUD area
- New York, NY HUD Metro FMR Area
- Census median gross rent
- $1,851
- All-items price parity
- 112.6
- Goods price parity
- 110.3
- Utilities price parity
- 127.0
- Mean commute
- 36.5 min
- Median household income
- $99,852
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$88,083
Salary in New York that matches the 2024 all-items regional price parity.
$90,695
Gross salary in New York whose after-tax pay buys the same basket, using price parities.
$156,588
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | New York | New York |
|---|---|---|
| State income tax on wages | up to 10.90% | up to 10.90% |
| Combined sales tax, Jan 1, 2026 | 8.5% | 8.5% |
| Effective property tax, ACS 2024 median / median | 1.45% | 1.45% |
On a $400,000 home, the state median effective rate implies about $5,818 a year in New York and $5,818 in New York. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in New York
Buffalo and New York are in New York. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.
Food stamps (SNAP)
BuffaloLikely eligible
New YorkLikely eligible
Medicaid and CHIP
BuffaloLikely eligible
New YorkLikely eligible
WIC
BuffaloLikely eligible
New YorkLikely eligible
School meals
BuffaloLikely eligible
New YorkLikely eligible
LIHEAP
BuffaloMaybe
New YorkMaybe
Earned Income Tax Credit
BuffaloLikely eligible
New YorkLikely eligible
Child Tax Credit
BuffaloLikely eligible
New YorkLikely eligible
Marketplace premium tax credits
BuffaloUnlikely
New YorkUnlikely
Lifeline phone and internet
BuffaloLikely eligible
New YorkLikely eligible
SSI
BuffaloUnlikely
New YorkUnlikely
| Program | Buffalo | New York |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Related comparisons
From Buffalo
The eight largest 2-bedroom Fair Market Rent gaps from Buffalo.
- Buffalo and San Francisco · rent gap $2,274
- Buffalo and San Jose · rent gap $1,849
- Buffalo and Boston · rent gap $1,585
- Buffalo and Los Angeles · rent gap $1,541
- Buffalo and San Diego · rent gap $1,400
- Buffalo and Miami · rent gap $1,141
- Buffalo and Seattle · rent gap $1,126
- Buffalo and Urban Honolulu · rent gap $1,119
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.