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Cost & Benefits

Compare / Cape Coral to Tampa

Cape Coral, FL vs Tampa, FL

Simple answer

You'd likely save $82 a month in Cape Coral.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $95, with Cape Coral higher.

Florida has no tax on wages. Florida has no tax on wages. Combined sales tax differs by 0.0 percentage points, higher in Florida. The effective property tax gap is 0.00 percentage points, higher in Florida.

Both metros are in Florida, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in Cape Coral lines up with about $73,931 in Tampa on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Cape Coral

Cape Coral-Fort Myers, FL

2-bedroom Fair Market Rent
$1,835
HUD area
Cape Coral-Fort Myers, FL MSA
Census median gross rent
$1,871
All-items price parity
102.3
Goods price parity
96.2
Utilities price parity
86.9
Mean commute
31.9 min
Median household income
$83,602

Tampa

Tampa-St. Petersburg-Clearwater, FL

2-bedroom Fair Market Rent
$1,917
HUD area
Tampa-St. Petersburg-Clearwater, FL MSA
Census median gross rent
$1,776
All-items price parity
100.9
Goods price parity
95.5
Utilities price parity
88.5
Mean commute
29.4 min
Median household income
$78,275

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$73,931

Salary in Tampa that matches the 2024 all-items regional price parity.

After state and federal tax

$73,752

Gross salary in Tampa whose after-tax pay buys the same basket, using price parities.

Rent only

$78,351

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxFloridaFlorida
State income tax on wagesNo wage taxNo wage tax
Combined sales tax, Jan 1, 20267.0%7.0%
Effective property tax, ACS 2024 median / median0.75%0.75%

On a $400,000 home, the state median effective rate implies about $3,016 a year in Florida and $3,016 in Florida. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Florida

Cape Coral and Tampa are in Florida. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    Cape CoralLikely eligible

    TampaLikely eligible

  • Medicaid and CHIP

    Cape CoralLikely eligible

    TampaLikely eligible

  • WIC

    Cape CoralLikely eligible

    TampaLikely eligible

  • School meals

    Cape CoralLikely eligible

    TampaLikely eligible

  • LIHEAP

    Cape CoralMaybe

    TampaMaybe

  • Earned Income Tax Credit

    Cape CoralLikely eligible

    TampaLikely eligible

  • Child Tax Credit

    Cape CoralLikely eligible

    TampaLikely eligible

  • Marketplace premium tax credits

    Cape CoralLikely eligible

    TampaLikely eligible

  • Lifeline phone and internet

    Cape CoralLikely eligible

    TampaLikely eligible

  • SSI

    Cape CoralUnlikely

    TampaUnlikely

Medicaid guide for Florida · SNAP guide

Related comparisons

From Cape Coral

The eight largest 2-bedroom Fair Market Rent gaps from Cape Coral.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.