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Cost & Benefits

Compare / Charleston to Little Rock

Charleston, SC vs Little Rock, AR

Simple answer

You'd likely save $763 a month in Little Rock.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 51.5 points (Charleston 119.8, Little Rock 68.3).

South Carolina taxes wages at rates up to 6.00%. Arkansas taxes wages at rates up to 3.90%. Combined sales tax differs by 2.0 percentage points, higher in Arkansas. The effective property tax gap is 0.07 percentage points, higher in Arkansas.

After a move from South Carolina to Arkansas, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Charleston lines up with about $66,384 in Little Rock on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Charleston

Charleston-North Charleston, SC

2-bedroom Fair Market Rent
$1,884
HUD area
Charleston-North Charleston, SC MSA
Census median gross rent
$1,714
All-items price parity
101.0
Goods price parity
96.3
Utilities price parity
88.2
Mean commute
29.4 min
Median household income
$90,307

Little Rock

Little Rock-North Little Rock-Conway, AR

2-bedroom Fair Market Rent
$1,121
HUD area
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area
Census median gross rent
$1,093
All-items price parity
89.4
Goods price parity
93.6
Utilities price parity
74.6
Mean commute
23.2 min
Median household income
$68,344

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$66,384

Salary in Little Rock that matches the 2024 all-items regional price parity.

After state and federal tax

$64,311

Gross salary in Little Rock whose after-tax pay buys the same basket, using price parities.

Rent only

$44,626

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxSouth CarolinaArkansas
State income tax on wagesup to 6.00%up to 3.90%
Combined sales tax, Jan 1, 20267.5%9.5%
Effective property tax, ACS 2024 median / median0.45%0.52%

On a $400,000 home, the state median effective rate implies about $1,786 a year in South Carolina and $2,065 in Arkansas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Arkansas

Same household, $40,000 a year, scored once in South Carolina and once in Arkansas. This is an illustration, not your application.

  • Food stamps (SNAP)

    CharlestonLikely eligible

    Little RockLikely eligible

  • Medicaid and CHIP

    CharlestonLikely eligible

    Little RockLikely eligible

  • WIC

    CharlestonLikely eligible

    Little RockLikely eligible

  • School meals

    CharlestonLikely eligible

    Little RockLikely eligible

  • LIHEAP

    CharlestonMaybe

    Little RockMaybe

  • Earned Income Tax Credit

    CharlestonLikely eligible

    Little RockLikely eligible

  • Child Tax Credit

    CharlestonLikely eligible

    Little RockLikely eligible

  • Marketplace premium tax credits

    CharlestonLikely eligible

    Little RockUnlikely

  • Lifeline phone and internet

    CharlestonLikely eligible

    Little RockLikely eligible

  • SSI

    CharlestonUnlikely

    Little RockUnlikely

Marketplace premium tax credits changes. In Charleston the result is “Likely inside the 2026 subsidy range.” In Little Rock it is “Unlikely — Medicaid is the closer program.” Arkansas expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Arkansas · SNAP guide

Related comparisons

From Charleston

The eight largest 2-bedroom Fair Market Rent gaps from Charleston.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.