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Cost & Benefits

Compare / Charleston to Nashville

Charleston, SC vs Nashville, TN

Simple answer

You'd likely save $86 a month in Nashville.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 15.1 points (Charleston 119.8, Nashville 104.6).

South Carolina taxes wages at rates up to 6.00%. Tennessee has no tax on wages. Combined sales tax differs by 2.1 percentage points, higher in Tennessee. The effective property tax gap is 0.00 percentage points, higher in Tennessee.

After a move from South Carolina to Tennessee, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Charleston lines up with about $71,565 in Nashville on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Charleston

Charleston-North Charleston, SC

2-bedroom Fair Market Rent
$1,884
HUD area
Charleston-North Charleston, SC MSA
Census median gross rent
$1,714
All-items price parity
101.0
Goods price parity
96.3
Utilities price parity
88.2
Mean commute
29.4 min
Median household income
$90,307

Nashville

Nashville-Davidson--Murfreesboro--Franklin, TN

2-bedroom Fair Market Rent
$1,798
HUD area
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
Census median gross rent
$1,627
All-items price parity
96.3
Goods price parity
96.2
Utilities price parity
72.0
Mean commute
28.7 min
Median household income
$88,800

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$71,565

Salary in Nashville that matches the 2024 all-items regional price parity.

After state and federal tax

$66,461

Gross salary in Nashville whose after-tax pay buys the same basket, using price parities.

Rent only

$71,576

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxSouth CarolinaTennessee
State income tax on wagesup to 6.00%No wage tax
Combined sales tax, Jan 1, 20267.5%9.6%
Effective property tax, ACS 2024 median / median0.45%0.45%

On a $400,000 home, the state median effective rate implies about $1,786 a year in South Carolina and $1,790 in Tennessee. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Tennessee

Same household, $40,000 a year, scored once in South Carolina and once in Tennessee. This is an illustration, not your application.

  • Food stamps (SNAP)

    CharlestonLikely eligible

    NashvilleLikely eligible

  • Medicaid and CHIP

    CharlestonLikely eligible

    NashvilleLikely eligible

  • WIC

    CharlestonLikely eligible

    NashvilleLikely eligible

  • School meals

    CharlestonLikely eligible

    NashvilleLikely eligible

  • LIHEAP

    CharlestonMaybe

    NashvilleMaybe

  • Earned Income Tax Credit

    CharlestonLikely eligible

    NashvilleLikely eligible

  • Child Tax Credit

    CharlestonLikely eligible

    NashvilleLikely eligible

  • Marketplace premium tax credits

    CharlestonLikely eligible

    NashvilleLikely eligible

  • Lifeline phone and internet

    CharlestonLikely eligible

    NashvilleLikely eligible

  • SSI

    CharlestonUnlikely

    NashvilleUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Tennessee · SNAP guide

Related comparisons

From Charleston

The eight largest 2-bedroom Fair Market Rent gaps from Charleston.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.