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Cost & Benefits

Compare / Charleston to Stockton

Charleston, SC vs Stockton, CA

Simple answer

You'd likely save $131 a month in Charleston.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is goods prices. BEA goods prices, the groceries and goods comparison, are 8.8 index points higher in Stockton (105.2 versus 96.3).

South Carolina taxes wages at rates up to 6.00%. California taxes wages at rates up to 13.30%. Combined sales tax differs by 1.5 percentage points, higher in California. The effective property tax gap is 0.26 percentage points, higher in California.

After a move from South Carolina to California, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Charleston lines up with about $78,066 in Stockton on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Charleston

Charleston-North Charleston, SC

2-bedroom Fair Market Rent
$1,884
HUD area
Charleston-North Charleston, SC MSA
Census median gross rent
$1,714
All-items price parity
101.0
Goods price parity
96.3
Utilities price parity
88.2
Mean commute
29.4 min
Median household income
$90,307

Stockton

Stockton-Lodi, CA

2-bedroom Fair Market Rent
$2,015
HUD area
Stockton-Lodi, CA MSA
Census median gross rent
$1,788
All-items price parity
105.1
Goods price parity
105.2
Utilities price parity
158.2
Mean commute
34.6 min
Median household income
$93,038

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$78,066

Salary in Stockton that matches the 2024 all-items regional price parity.

After state and federal tax

$77,929

Gross salary in Stockton whose after-tax pay buys the same basket, using price parities.

Rent only

$80,215

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxSouth CarolinaCalifornia
State income tax on wagesup to 6.00%up to 13.30%
Combined sales tax, Jan 1, 20267.5%9.0%
Effective property tax, ACS 2024 median / median0.45%0.71%

On a $400,000 home, the state median effective rate implies about $1,786 a year in South Carolina and $2,828 in California. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in California

Same household, $40,000 a year, scored once in South Carolina and once in California. This is an illustration, not your application.

  • Food stamps (SNAP)

    CharlestonLikely eligible

    StocktonLikely eligible

  • Medicaid and CHIP

    CharlestonLikely eligible

    StocktonLikely eligible

  • WIC

    CharlestonLikely eligible

    StocktonLikely eligible

  • School meals

    CharlestonLikely eligible

    StocktonLikely eligible

  • LIHEAP

    CharlestonMaybe

    StocktonMaybe

  • Earned Income Tax Credit

    CharlestonLikely eligible

    StocktonLikely eligible

  • Child Tax Credit

    CharlestonLikely eligible

    StocktonLikely eligible

  • Marketplace premium tax credits

    CharlestonLikely eligible

    StocktonUnlikely

  • Lifeline phone and internet

    CharlestonLikely eligible

    StocktonLikely eligible

  • SSI

    CharlestonUnlikely

    StocktonUnlikely

Marketplace premium tax credits changes. In Charleston the result is “Likely inside the 2026 subsidy range.” In Stockton it is “Unlikely — Medicaid is the closer program.” California expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for California · SNAP guide

Related comparisons

From Charleston

The eight largest 2-bedroom Fair Market Rent gaps from Charleston.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.