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Cost & Benefits

Compare / Charlotte to Winston-Salem

Charlotte, NC vs Winston-Salem, NC

Simple answer

You'd likely save $453 a month in Winston-Salem.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $492, with Charlotte higher.

North Carolina taxes wages at a flat 3.99%. North Carolina taxes wages at a flat 3.99%. Combined sales tax differs by 0.0 percentage points, higher in North Carolina. The effective property tax gap is 0.00 percentage points, higher in North Carolina.

Both metros are in North Carolina, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in Charlotte lines up with about $70,913 in Winston-Salem on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Charlotte

Charlotte-Concord-Gastonia, NC-SC

2-bedroom Fair Market Rent
$1,785
HUD area
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area
Census median gross rent
$1,594
All-items price parity
97.3
Goods price parity
96.6
Utilities price parity
89.2
Mean commute
27.5 min
Median household income
$85,938

Winston-Salem

Winston-Salem, NC

2-bedroom Fair Market Rent
$1,332
HUD area
Winston-Salem, NC HUD Metro FMR Area
Census median gross rent
$1,102
All-items price parity
92.0
Goods price parity
96.6
Utilities price parity
88.4
Mean commute
23.8 min
Median household income
$65,903

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$70,913

Salary in Winston-Salem that matches the 2024 all-items regional price parity.

After state and federal tax

$70,146

Gross salary in Winston-Salem whose after-tax pay buys the same basket, using price parities.

Rent only

$55,966

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNorth CarolinaNorth Carolina
State income tax on wages3.99% flat3.99% flat
Combined sales tax, Jan 1, 20267.0%7.0%
Effective property tax, ACS 2024 median / median0.61%0.61%

On a $400,000 home, the state median effective rate implies about $2,455 a year in North Carolina and $2,455 in North Carolina. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in North Carolina

Charlotte and Winston-Salem are in North Carolina. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    CharlotteLikely eligible

    Winston-SalemLikely eligible

  • Medicaid and CHIP

    CharlotteLikely eligible

    Winston-SalemLikely eligible

  • WIC

    CharlotteLikely eligible

    Winston-SalemLikely eligible

  • School meals

    CharlotteLikely eligible

    Winston-SalemLikely eligible

  • LIHEAP

    CharlotteMaybe

    Winston-SalemMaybe

  • Earned Income Tax Credit

    CharlotteLikely eligible

    Winston-SalemLikely eligible

  • Child Tax Credit

    CharlotteLikely eligible

    Winston-SalemLikely eligible

  • Marketplace premium tax credits

    CharlotteUnlikely

    Winston-SalemUnlikely

  • Lifeline phone and internet

    CharlotteLikely eligible

    Winston-SalemLikely eligible

  • SSI

    CharlotteUnlikely

    Winston-SalemUnlikely

Medicaid guide for North Carolina · SNAP guide

Related comparisons

From Charlotte

The eight largest 2-bedroom Fair Market Rent gaps from Charlotte.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.