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Cost & Benefits

Compare / Chattanooga to Greenville

Chattanooga, TN vs Greenville, SC

Simple answer

You'd likely save $167 a month in Chattanooga.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $167: Greenville is higher at $1,507 versus $1,340.

Tennessee has no tax on wages. South Carolina taxes wages at rates up to 6.00%. Combined sales tax differs by 2.1 percentage points, higher in Tennessee. The effective property tax gap is 0.00 percentage points, higher in Tennessee.

After a move from Tennessee to South Carolina, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Chattanooga lines up with about $76,473 in Greenville on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Chattanooga

Chattanooga, TN-GA

2-bedroom Fair Market Rent
$1,340
HUD area
Chattanooga, TN-GA MSA
Census median gross rent
$1,265
All-items price parity
91.5
Goods price parity
96.0
Utilities price parity
74.2
Mean commute
24.5 min
Median household income
$75,076

Greenville

Greenville-Anderson-Greer, SC

2-bedroom Fair Market Rent
$1,507
HUD area
Greenville-Mauldin-Easley, SC HUD Metro FMR Area
Census median gross rent
$1,236
All-items price parity
93.3
Goods price parity
96.3
Utilities price parity
88.8
Mean commute
24.4 min
Median household income
$75,881

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$76,473

Salary in Greenville that matches the 2024 all-items regional price parity.

After state and federal tax

$82,074

Gross salary in Greenville whose after-tax pay buys the same basket, using price parities.

Rent only

$84,347

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTennesseeSouth Carolina
State income tax on wagesNo wage taxup to 6.00%
Combined sales tax, Jan 1, 20269.6%7.5%
Effective property tax, ACS 2024 median / median0.45%0.45%

On a $400,000 home, the state median effective rate implies about $1,790 a year in Tennessee and $1,786 in South Carolina. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in South Carolina

Same household, $40,000 a year, scored once in Tennessee and once in South Carolina. This is an illustration, not your application.

  • Food stamps (SNAP)

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • Medicaid and CHIP

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • WIC

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • School meals

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • LIHEAP

    ChattanoogaMaybe

    GreenvilleMaybe

  • Earned Income Tax Credit

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • Child Tax Credit

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • Marketplace premium tax credits

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • Lifeline phone and internet

    ChattanoogaLikely eligible

    GreenvilleLikely eligible

  • SSI

    ChattanoogaUnlikely

    GreenvilleUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for South Carolina · SNAP guide

Related comparisons

From Chattanooga

The eight largest 2-bedroom Fair Market Rent gaps from Chattanooga.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.