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Cost & Benefits

Compare / Colorado Springs to St. Louis

Colorado Springs, CO vs St. Louis, MO

Simple answer

You'd likely save $272 a month in St. Louis.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $607, with Colorado Springs higher.

Colorado taxes wages at a flat 4.40%. Missouri taxes wages at rates up to 4.70%. Combined sales tax differs by 0.6 percentage points, higher in Missouri. The effective property tax gap is 0.30 percentage points, higher in Missouri.

After a move from Colorado to Missouri, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Colorado Springs lines up with about $70,815 in St. Louis on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Colorado Springs

Colorado Springs, CO

2-bedroom Fair Market Rent
$1,621
HUD area
Colorado Springs, CO HUD Metro FMR Area
Census median gross rent
$1,761
All-items price parity
100.7
Goods price parity
96.1
Utilities price parity
83.2
Mean commute
24.8 min
Median household income
$90,760

St. Louis

St. Louis, MO-IL

2-bedroom Fair Market Rent
$1,349
HUD area
St. Louis, MO-IL HUD Metro FMR Area
Census median gross rent
$1,154
All-items price parity
95.1
Goods price parity
100.0
Utilities price parity
69.9
Mean commute
25.4 min
Median household income
$81,679

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$70,815

Salary in St. Louis that matches the 2024 all-items regional price parity.

After state and federal tax

$70,172

Gross salary in St. Louis whose after-tax pay buys the same basket, using price parities.

Rent only

$62,415

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxColoradoMissouri
State income tax on wages4.40% flatup to 4.70%
Combined sales tax, Jan 1, 20267.9%8.4%
Effective property tax, ACS 2024 median / median0.49%0.79%

On a $400,000 home, the state median effective rate implies about $1,969 a year in Colorado and $3,178 in Missouri. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Missouri

Same household, $40,000 a year, scored once in Colorado and once in Missouri. This is an illustration, not your application.

  • Food stamps (SNAP)

    Colorado SpringsLikely eligible

    St. LouisLikely eligible

  • Medicaid and CHIP

    Colorado SpringsLikely eligible

    St. LouisLikely eligible

  • WIC

    Colorado SpringsLikely eligible

    St. LouisLikely eligible

  • School meals

    Colorado SpringsLikely eligible

    St. LouisLikely eligible

  • LIHEAP

    Colorado SpringsMaybe

    St. LouisMaybe

  • Earned Income Tax Credit

    Colorado SpringsLikely eligible

    St. LouisLikely eligible

  • Child Tax Credit

    Colorado SpringsLikely eligible

    St. LouisLikely eligible

  • Marketplace premium tax credits

    Colorado SpringsUnlikely

    St. LouisUnlikely

  • Lifeline phone and internet

    Colorado SpringsLikely eligible

    St. LouisLikely eligible

  • SSI

    Colorado SpringsUnlikely

    St. LouisUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Missouri · SNAP guide

Related comparisons

From Colorado Springs

The eight largest 2-bedroom Fair Market Rent gaps from Colorado Springs.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.