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Cost & Benefits

Compare / Colorado Springs to Tampa

Colorado Springs, CO vs Tampa, FL

Simple answer

You'd likely save $296 a month in Colorado Springs.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $296: Tampa is higher at $1,917 versus $1,621.

Colorado taxes wages at a flat 4.40%. Florida has no tax on wages. Combined sales tax differs by 0.9 percentage points, higher in Colorado. The effective property tax gap is 0.26 percentage points, higher in Florida.

After a move from Colorado to Florida, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Colorado Springs lines up with about $75,136 in Tampa on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Colorado Springs

Colorado Springs, CO

2-bedroom Fair Market Rent
$1,621
HUD area
Colorado Springs, CO HUD Metro FMR Area
Census median gross rent
$1,761
All-items price parity
100.7
Goods price parity
96.1
Utilities price parity
83.2
Mean commute
24.8 min
Median household income
$90,760

Tampa

Tampa-St. Petersburg-Clearwater, FL

2-bedroom Fair Market Rent
$1,917
HUD area
Tampa-St. Petersburg-Clearwater, FL MSA
Census median gross rent
$1,776
All-items price parity
100.9
Goods price parity
95.5
Utilities price parity
88.5
Mean commute
29.4 min
Median household income
$78,275

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$75,136

Salary in Tampa that matches the 2024 all-items regional price parity.

After state and federal tax

$71,469

Gross salary in Tampa whose after-tax pay buys the same basket, using price parities.

Rent only

$88,695

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxColoradoFlorida
State income tax on wages4.40% flatNo wage tax
Combined sales tax, Jan 1, 20267.9%7.0%
Effective property tax, ACS 2024 median / median0.49%0.75%

On a $400,000 home, the state median effective rate implies about $1,969 a year in Colorado and $3,016 in Florida. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Florida

Same household, $40,000 a year, scored once in Colorado and once in Florida. This is an illustration, not your application.

  • Food stamps (SNAP)

    Colorado SpringsLikely eligible

    TampaLikely eligible

  • Medicaid and CHIP

    Colorado SpringsLikely eligible

    TampaLikely eligible

  • WIC

    Colorado SpringsLikely eligible

    TampaLikely eligible

  • School meals

    Colorado SpringsLikely eligible

    TampaLikely eligible

  • LIHEAP

    Colorado SpringsMaybe

    TampaMaybe

  • Earned Income Tax Credit

    Colorado SpringsLikely eligible

    TampaLikely eligible

  • Child Tax Credit

    Colorado SpringsLikely eligible

    TampaLikely eligible

  • Marketplace premium tax credits

    Colorado SpringsUnlikely

    TampaLikely eligible

  • Lifeline phone and internet

    Colorado SpringsLikely eligible

    TampaLikely eligible

  • SSI

    Colorado SpringsUnlikely

    TampaUnlikely

Marketplace premium tax credits changes. In Colorado Springs the result is “Unlikely — Medicaid is the closer program.” In Tampa it is “Likely inside the 2026 subsidy range.” Colorado expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Florida · SNAP guide

Related comparisons

From Colorado Springs

The eight largest 2-bedroom Fair Market Rent gaps from Colorado Springs.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.