Deltona, FL vs Detroit, MI
Simple answer
You'd likely save $214 a month in Detroit.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Census rent. Census median gross rent differs by $366, with Deltona higher.
Florida has no tax on wages. Michigan taxes wages at a flat 4.25%. Combined sales tax differs by 1.0 percentage points, higher in Florida. The effective property tax gap is 0.42 percentage points, higher in Michigan.
After a move from Florida to Michigan, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in Deltona lines up with about $75,703 in Detroit on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Deltona
Deltona-Daytona Beach-Ormond Beach, FL
- 2-bedroom Fair Market Rent
- $1,673
- HUD area
- Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area
- Census median gross rent
- $1,614
- All-items price parity
- 99.4
- Goods price parity
- 96.2
- Utilities price parity
- 87.6
- Mean commute
- 27.8 min
- Median household income
- $73,701
Detroit
Detroit-Warren-Dearborn, MI
- 2-bedroom Fair Market Rent
- $1,459
- HUD area
- Detroit-Warren-Livonia, MI HUD Metro FMR Area
- Census median gross rent
- $1,248
- All-items price parity
- 100.3
- Goods price parity
- 98.8
- Utilities price parity
- 107.0
- Mean commute
- 26.2 min
- Median household income
- $76,403
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$75,703
Salary in Detroit that matches the 2024 all-items regional price parity.
$80,511
Gross salary in Detroit whose after-tax pay buys the same basket, using price parities.
$65,406
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Florida | Michigan |
|---|---|---|
| State income tax on wages | No wage tax | 4.25% flat |
| Combined sales tax, Jan 1, 2026 | 7.0% | 6.0% |
| Effective property tax, ACS 2024 median / median | 0.75% | 1.18% |
On a $400,000 home, the state median effective rate implies about $3,016 a year in Florida and $4,702 in Michigan. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Michigan
Same household, $40,000 a year, scored once in Florida and once in Michigan. This is an illustration, not your application.
Food stamps (SNAP)
DeltonaLikely eligible
DetroitLikely eligible
Medicaid and CHIP
DeltonaLikely eligible
DetroitLikely eligible
WIC
DeltonaLikely eligible
DetroitLikely eligible
School meals
DeltonaLikely eligible
DetroitLikely eligible
LIHEAP
DeltonaMaybe
DetroitMaybe
Earned Income Tax Credit
DeltonaLikely eligible
DetroitLikely eligible
Child Tax Credit
DeltonaLikely eligible
DetroitLikely eligible
Marketplace premium tax credits
DeltonaLikely eligible
DetroitUnlikely
Lifeline phone and internet
DeltonaLikely eligible
DetroitLikely eligible
SSI
DeltonaUnlikely
DetroitUnlikely
| Program | Deltona | Detroit |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Likely eligible | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In Deltona the result is “Likely inside the 2026 subsidy range.” In Detroit it is “Unlikely — Medicaid is the closer program.” Michigan expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From Deltona
The eight largest 2-bedroom Fair Market Rent gaps from Deltona.
- Deltona and San Francisco · rent gap $2,024
- Deltona and San Jose · rent gap $1,599
- Deltona and Boston · rent gap $1,335
- Deltona and New York · rent gap $1,298
- Deltona and Los Angeles · rent gap $1,291
- Deltona and San Diego · rent gap $1,150
- Deltona and Miami · rent gap $891
- Deltona and Seattle · rent gap $876
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.