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Cost & Benefits

Compare / Detroit to Nashville

Detroit, MI vs Nashville, TN

Simple answer

You'd likely save $339 a month in Detroit.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $379, with Nashville higher.

Michigan taxes wages at a flat 4.25%. Tennessee has no tax on wages. Combined sales tax differs by 3.6 percentage points, higher in Tennessee. The effective property tax gap is 0.73 percentage points, higher in Michigan.

After a move from Michigan to Tennessee, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Detroit lines up with about $72,039 in Nashville on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Detroit

Detroit-Warren-Dearborn, MI

2-bedroom Fair Market Rent
$1,459
HUD area
Detroit-Warren-Livonia, MI HUD Metro FMR Area
Census median gross rent
$1,248
All-items price parity
100.3
Goods price parity
98.8
Utilities price parity
107.0
Mean commute
26.2 min
Median household income
$76,403

Nashville

Nashville-Davidson--Murfreesboro--Franklin, TN

2-bedroom Fair Market Rent
$1,798
HUD area
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
Census median gross rent
$1,627
All-items price parity
96.3
Goods price parity
96.2
Utilities price parity
72.0
Mean commute
28.7 min
Median household income
$88,800

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$72,039

Salary in Nashville that matches the 2024 all-items regional price parity.

After state and federal tax

$67,370

Gross salary in Nashville whose after-tax pay buys the same basket, using price parities.

Rent only

$92,426

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxMichiganTennessee
State income tax on wages4.25% flatNo wage tax
Combined sales tax, Jan 1, 20266.0%9.6%
Effective property tax, ACS 2024 median / median1.18%0.45%

On a $400,000 home, the state median effective rate implies about $4,702 a year in Michigan and $1,790 in Tennessee. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Tennessee

Same household, $40,000 a year, scored once in Michigan and once in Tennessee. This is an illustration, not your application.

  • Food stamps (SNAP)

    DetroitLikely eligible

    NashvilleLikely eligible

  • Medicaid and CHIP

    DetroitLikely eligible

    NashvilleLikely eligible

  • WIC

    DetroitLikely eligible

    NashvilleLikely eligible

  • School meals

    DetroitLikely eligible

    NashvilleLikely eligible

  • LIHEAP

    DetroitMaybe

    NashvilleMaybe

  • Earned Income Tax Credit

    DetroitLikely eligible

    NashvilleLikely eligible

  • Child Tax Credit

    DetroitLikely eligible

    NashvilleLikely eligible

  • Marketplace premium tax credits

    DetroitUnlikely

    NashvilleLikely eligible

  • Lifeline phone and internet

    DetroitLikely eligible

    NashvilleLikely eligible

  • SSI

    DetroitUnlikely

    NashvilleUnlikely

Marketplace premium tax credits changes. In Detroit the result is “Unlikely — Medicaid is the closer program.” In Nashville it is “Likely inside the 2026 subsidy range.” Michigan expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Tennessee · SNAP guide

Related comparisons

From Detroit

The eight largest 2-bedroom Fair Market Rent gaps from Detroit.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.