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Cost & Benefits

Compare / El Paso to Jacksonville

El Paso, TX vs Jacksonville, FL

Simple answer

You'd likely save $548 a month in El Paso.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 38.5 points (El Paso 71.2, Jacksonville 109.8).

Texas has no tax on wages. Florida has no tax on wages. Combined sales tax differs by 1.2 percentage points, higher in Texas. The effective property tax gap is 0.56 percentage points, higher in Texas.

After a move from Texas to Florida, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in El Paso lines up with about $82,984 in Jacksonville on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

El Paso

El Paso, TX

2-bedroom Fair Market Rent
$1,146
HUD area
El Paso, TX HUD Metro FMR Area
Census median gross rent
$1,081
All-items price parity
89.9
Goods price parity
93.8
Utilities price parity
82.6
Mean commute
24.3 min
Median household income
$59,834

Jacksonville

Jacksonville, FL

2-bedroom Fair Market Rent
$1,694
HUD area
Jacksonville, FL HUD Metro FMR Area
Census median gross rent
$1,625
All-items price parity
99.5
Goods price parity
96.2
Utilities price parity
87.5
Mean commute
27.4 min
Median household income
$82,053

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$82,984

Salary in Jacksonville that matches the 2024 all-items regional price parity.

After state and federal tax

$84,321

Gross salary in Jacksonville whose after-tax pay buys the same basket, using price parities.

Rent only

$110,864

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTexasFlorida
State income tax on wagesNo wage taxNo wage tax
Combined sales tax, Jan 1, 20268.2%7.0%
Effective property tax, ACS 2024 median / median1.31%0.75%

On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $3,016 in Florida. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Florida

Same household, $40,000 a year, scored once in Texas and once in Florida. This is an illustration, not your application.

  • Food stamps (SNAP)

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • Medicaid and CHIP

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • WIC

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • School meals

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • LIHEAP

    El PasoMaybe

    JacksonvilleMaybe

  • Earned Income Tax Credit

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • Child Tax Credit

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • Marketplace premium tax credits

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • Lifeline phone and internet

    El PasoLikely eligible

    JacksonvilleLikely eligible

  • SSI

    El PasoUnlikely

    JacksonvilleUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Florida · SNAP guide

Related comparisons

From El Paso

The eight largest 2-bedroom Fair Market Rent gaps from El Paso.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.