Compare / El Paso to Minneapolis
El Paso, TX vs Minneapolis, MN
Simple answer
You'd likely save $588 a month in El Paso.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 40.6 points (El Paso 71.2, Minneapolis 111.8).
Texas has no tax on wages. Minnesota taxes wages at rates up to 9.85%. Combined sales tax differs by 0.1 percentage points, higher in Texas. The effective property tax gap is 0.30 percentage points, higher in Texas.
After a move from Texas to Minnesota, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in El Paso lines up with about $87,437 in Minneapolis on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
El Paso
El Paso, TX
- 2-bedroom Fair Market Rent
- $1,146
- HUD area
- El Paso, TX HUD Metro FMR Area
- Census median gross rent
- $1,081
- All-items price parity
- 89.9
- Goods price parity
- 93.8
- Utilities price parity
- 82.6
- Mean commute
- 24.3 min
- Median household income
- $59,834
Minneapolis
Minneapolis-St. Paul-Bloomington, MN-WI
- 2-bedroom Fair Market Rent
- $1,734
- HUD area
- Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- Census median gross rent
- $1,444
- All-items price parity
- 104.8
- Goods price parity
- 103.1
- Utilities price parity
- 93.5
- Mean commute
- 24.1 min
- Median household income
- $97,928
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$87,437
Salary in Minneapolis that matches the 2024 all-items regional price parity.
$96,700
Gross salary in Minneapolis whose after-tax pay buys the same basket, using price parities.
$113,482
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Texas | Minnesota |
|---|---|---|
| State income tax on wages | No wage tax | up to 9.85% |
| Combined sales tax, Jan 1, 2026 | 8.2% | 8.1% |
| Effective property tax, ACS 2024 median / median | 1.31% | 1.02% |
On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $4,064 in Minnesota. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Minnesota
Same household, $40,000 a year, scored once in Texas and once in Minnesota. This is an illustration, not your application.
Food stamps (SNAP)
El PasoLikely eligible
MinneapolisLikely eligible
Medicaid and CHIP
El PasoLikely eligible
MinneapolisLikely eligible
WIC
El PasoLikely eligible
MinneapolisLikely eligible
School meals
El PasoLikely eligible
MinneapolisLikely eligible
LIHEAP
El PasoMaybe
MinneapolisMaybe
Earned Income Tax Credit
El PasoLikely eligible
MinneapolisLikely eligible
Child Tax Credit
El PasoLikely eligible
MinneapolisLikely eligible
Marketplace premium tax credits
El PasoLikely eligible
MinneapolisUnlikely
Lifeline phone and internet
El PasoLikely eligible
MinneapolisLikely eligible
SSI
El PasoUnlikely
MinneapolisUnlikely
| Program | El Paso | Minneapolis |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Likely eligible | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In El Paso the result is “Likely inside the 2026 subsidy range.” In Minneapolis it is “Unlikely — Medicaid is the closer program.” Minnesota expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From El Paso
The eight largest 2-bedroom Fair Market Rent gaps from El Paso.
- El Paso and San Francisco · rent gap $2,551
- El Paso and San Jose · rent gap $2,126
- El Paso and Boston · rent gap $1,862
- El Paso and New York · rent gap $1,825
- El Paso and Los Angeles · rent gap $1,818
- El Paso and San Diego · rent gap $1,677
- El Paso and Miami · rent gap $1,418
- El Paso and Seattle · rent gap $1,403
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.