Compare / Greensboro to Memphis
Greensboro, NC vs Memphis, TN
Simple answer
You'd likely save $30 a month in Greensboro.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Census rent. Census median gross rent differs by $159, with Memphis higher.
North Carolina taxes wages at a flat 3.99%. Tennessee has no tax on wages. Combined sales tax differs by 2.6 percentage points, higher in Tennessee. The effective property tax gap is 0.17 percentage points, higher in North Carolina.
After a move from North Carolina to Tennessee, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in Greensboro lines up with about $74,446 in Memphis on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Greensboro
Greensboro-High Point, NC
- 2-bedroom Fair Market Rent
- $1,271
- HUD area
- Greensboro-High Point, NC HUD Metro FMR Area
- Census median gross rent
- $1,171
- All-items price parity
- 92.9
- Goods price parity
- 96.6
- Utilities price parity
- 89.1
- Mean commute
- 23.6 min
- Median household income
- $66,072
Memphis
Memphis, TN-MS-AR
- 2-bedroom Fair Market Rent
- $1,301
- HUD area
- Memphis, TN-MS-AR HUD Metro FMR Area
- Census median gross rent
- $1,330
- All-items price parity
- 92.2
- Goods price parity
- 96.2
- Utilities price parity
- 74.1
- Mean commute
- 24.4 min
- Median household income
- $68,124
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$74,446
Salary in Memphis that matches the 2024 all-items regional price parity.
$70,849
Gross salary in Memphis whose after-tax pay buys the same basket, using price parities.
$76,770
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | North Carolina | Tennessee |
|---|---|---|
| State income tax on wages | 3.99% flat | No wage tax |
| Combined sales tax, Jan 1, 2026 | 7.0% | 9.6% |
| Effective property tax, ACS 2024 median / median | 0.61% | 0.45% |
On a $400,000 home, the state median effective rate implies about $2,455 a year in North Carolina and $1,790 in Tennessee. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Tennessee
Same household, $40,000 a year, scored once in North Carolina and once in Tennessee. This is an illustration, not your application.
Food stamps (SNAP)
GreensboroLikely eligible
MemphisLikely eligible
Medicaid and CHIP
GreensboroLikely eligible
MemphisLikely eligible
WIC
GreensboroLikely eligible
MemphisLikely eligible
School meals
GreensboroLikely eligible
MemphisLikely eligible
LIHEAP
GreensboroMaybe
MemphisMaybe
Earned Income Tax Credit
GreensboroLikely eligible
MemphisLikely eligible
Child Tax Credit
GreensboroLikely eligible
MemphisLikely eligible
Marketplace premium tax credits
GreensboroUnlikely
MemphisLikely eligible
Lifeline phone and internet
GreensboroLikely eligible
MemphisLikely eligible
SSI
GreensboroUnlikely
MemphisUnlikely
| Program | Greensboro | Memphis |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Likely eligible |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In Greensboro the result is “Unlikely — Medicaid is the closer program.” In Memphis it is “Likely inside the 2026 subsidy range.” North Carolina expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From Greensboro
The eight largest 2-bedroom Fair Market Rent gaps from Greensboro.
- Greensboro and San Francisco · rent gap $2,426
- Greensboro and San Jose · rent gap $2,001
- Greensboro and Boston · rent gap $1,737
- Greensboro and New York · rent gap $1,700
- Greensboro and Los Angeles · rent gap $1,693
- Greensboro and San Diego · rent gap $1,552
- Greensboro and Miami · rent gap $1,293
- Greensboro and Seattle · rent gap $1,278
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.