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Cost & Benefits

Compare / Harrisburg to Raleigh

Harrisburg, PA vs Raleigh, NC

Simple answer

You'd likely save $91 a month in Harrisburg.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $420, with Raleigh higher.

Pennsylvania taxes wages at a flat 3.07%. North Carolina taxes wages at a flat 3.99%. Combined sales tax differs by 0.7 percentage points, higher in North Carolina. The effective property tax gap is 0.54 percentage points, higher in Pennsylvania.

After a move from Pennsylvania to North Carolina, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Harrisburg lines up with about $74,625 in Raleigh on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Harrisburg

Harrisburg-Carlisle, PA

2-bedroom Fair Market Rent
$1,598
HUD area
Harrisburg-Carlisle, PA MSA
Census median gross rent
$1,254
All-items price parity
98.7
Goods price parity
100.7
Utilities price parity
108.1
Mean commute
22.5 min
Median household income
$80,904

Raleigh

Raleigh-Cary, NC

2-bedroom Fair Market Rent
$1,689
HUD area
Raleigh-Cary, NC MSA
Census median gross rent
$1,674
All-items price parity
98.2
Goods price parity
96.6
Utilities price parity
89.0
Mean commute
27.4 min
Median household income
$102,144

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$74,625

Salary in Raleigh that matches the 2024 all-items regional price parity.

After state and federal tax

$73,713

Gross salary in Raleigh whose after-tax pay buys the same basket, using price parities.

Rent only

$79,271

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxPennsylvaniaNorth Carolina
State income tax on wages3.07% flat3.99% flat
Combined sales tax, Jan 1, 20266.3%7.0%
Effective property tax, ACS 2024 median / median1.16%0.61%

On a $400,000 home, the state median effective rate implies about $4,631 a year in Pennsylvania and $2,455 in North Carolina. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in North Carolina

Same household, $40,000 a year, scored once in Pennsylvania and once in North Carolina. This is an illustration, not your application.

  • Food stamps (SNAP)

    HarrisburgLikely eligible

    RaleighLikely eligible

  • Medicaid and CHIP

    HarrisburgLikely eligible

    RaleighLikely eligible

  • WIC

    HarrisburgLikely eligible

    RaleighLikely eligible

  • School meals

    HarrisburgLikely eligible

    RaleighLikely eligible

  • LIHEAP

    HarrisburgMaybe

    RaleighMaybe

  • Earned Income Tax Credit

    HarrisburgLikely eligible

    RaleighLikely eligible

  • Child Tax Credit

    HarrisburgLikely eligible

    RaleighLikely eligible

  • Marketplace premium tax credits

    HarrisburgUnlikely

    RaleighUnlikely

  • Lifeline phone and internet

    HarrisburgLikely eligible

    RaleighLikely eligible

  • SSI

    HarrisburgUnlikely

    RaleighUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for North Carolina · SNAP guide

Related comparisons

From Harrisburg

The eight largest 2-bedroom Fair Market Rent gaps from Harrisburg.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.