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Cost & Benefits

Compare / Houston to Washington

Houston, TX vs Washington, DC

Simple answer

You'd likely save $941 a month in Houston.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $941: Washington is higher at $2,438 versus $1,497.

Texas has no tax on wages. District of Columbia taxes wages at rates up to 10.75%. Combined sales tax differs by 2.2 percentage points, higher in Texas. The effective property tax gap is 0.69 percentage points, higher in Texas.

After a move from Texas to District of Columbia, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Houston lines up with about $82,798 in Washington on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Houston

Houston-Pasadena-The Woodlands, TX

2-bedroom Fair Market Rent
$1,497
HUD area
Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area
Census median gross rent
$1,469
All-items price parity
98.6
Goods price parity
100.6
Utilities price parity
95.3
Mean commute
31.1 min
Median household income
$81,417

Washington

Washington-Arlington-Alexandria, DC-VA-MD-WV

2-bedroom Fair Market Rent
$2,438
HUD area
Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
Census median gross rent
$2,037
All-items price parity
108.9
Goods price parity
104.8
Utilities price parity
106.7
Mean commute
33.8 min
Median household income
$126,244

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$82,798

Salary in Washington that matches the 2024 all-items regional price parity.

After state and federal tax

$90,862

Gross salary in Washington whose after-tax pay buys the same basket, using price parities.

Rent only

$122,144

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTexasDistrict of Columbia
State income tax on wagesNo wage taxup to 10.75%
Combined sales tax, Jan 1, 20268.2%6.0%
Effective property tax, ACS 2024 median / median1.31%0.63%

On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $2,506 in District of Columbia. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in District of Columbia

Same household, $40,000 a year, scored once in Texas and once in District of Columbia. This is an illustration, not your application.

  • Food stamps (SNAP)

    HoustonLikely eligible

    WashingtonLikely eligible

  • Medicaid and CHIP

    HoustonLikely eligible

    WashingtonLikely eligible

  • WIC

    HoustonLikely eligible

    WashingtonLikely eligible

  • School meals

    HoustonLikely eligible

    WashingtonLikely eligible

  • LIHEAP

    HoustonMaybe

    WashingtonMaybe

  • Earned Income Tax Credit

    HoustonLikely eligible

    WashingtonLikely eligible

  • Child Tax Credit

    HoustonLikely eligible

    WashingtonLikely eligible

  • Marketplace premium tax credits

    HoustonLikely eligible

    WashingtonUnlikely

  • Lifeline phone and internet

    HoustonLikely eligible

    WashingtonLikely eligible

  • SSI

    HoustonUnlikely

    WashingtonUnlikely

Marketplace premium tax credits changes. In Houston the result is “Likely inside the 2026 subsidy range.” In Washington it is “Unlikely — Medicaid is the closer program.” District of Columbia expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for District of Columbia · SNAP guide

Related comparisons

From Houston

The eight largest 2-bedroom Fair Market Rent gaps from Houston.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.