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Cost & Benefits

Compare / Jacksonville to Little Rock

Jacksonville, FL vs Little Rock, AR

Simple answer

You'd likely save $573 a month in Little Rock.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 41.5 points (Jacksonville 109.8, Little Rock 68.3).

Florida has no tax on wages. Arkansas taxes wages at rates up to 3.90%. Combined sales tax differs by 2.5 percentage points, higher in Arkansas. The effective property tax gap is 0.24 percentage points, higher in Florida.

After a move from Florida to Arkansas, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Jacksonville lines up with about $67,371 in Little Rock on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Jacksonville

Jacksonville, FL

2-bedroom Fair Market Rent
$1,694
HUD area
Jacksonville, FL HUD Metro FMR Area
Census median gross rent
$1,625
All-items price parity
99.5
Goods price parity
96.2
Utilities price parity
87.5
Mean commute
27.4 min
Median household income
$82,053

Little Rock

Little Rock-North Little Rock-Conway, AR

2-bedroom Fair Market Rent
$1,121
HUD area
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area
Census median gross rent
$1,093
All-items price parity
89.4
Goods price parity
93.6
Utilities price parity
74.6
Mean commute
23.2 min
Median household income
$68,344

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$67,371

Salary in Little Rock that matches the 2024 all-items regional price parity.

After state and federal tax

$69,653

Gross salary in Little Rock whose after-tax pay buys the same basket, using price parities.

Rent only

$49,631

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxFloridaArkansas
State income tax on wagesNo wage taxup to 3.90%
Combined sales tax, Jan 1, 20267.0%9.5%
Effective property tax, ACS 2024 median / median0.75%0.52%

On a $400,000 home, the state median effective rate implies about $3,016 a year in Florida and $2,065 in Arkansas. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Arkansas

Same household, $40,000 a year, scored once in Florida and once in Arkansas. This is an illustration, not your application.

  • Food stamps (SNAP)

    JacksonvilleLikely eligible

    Little RockLikely eligible

  • Medicaid and CHIP

    JacksonvilleLikely eligible

    Little RockLikely eligible

  • WIC

    JacksonvilleLikely eligible

    Little RockLikely eligible

  • School meals

    JacksonvilleLikely eligible

    Little RockLikely eligible

  • LIHEAP

    JacksonvilleMaybe

    Little RockMaybe

  • Earned Income Tax Credit

    JacksonvilleLikely eligible

    Little RockLikely eligible

  • Child Tax Credit

    JacksonvilleLikely eligible

    Little RockLikely eligible

  • Marketplace premium tax credits

    JacksonvilleLikely eligible

    Little RockUnlikely

  • Lifeline phone and internet

    JacksonvilleLikely eligible

    Little RockLikely eligible

  • SSI

    JacksonvilleUnlikely

    Little RockUnlikely

Marketplace premium tax credits changes. In Jacksonville the result is “Likely inside the 2026 subsidy range.” In Little Rock it is “Unlikely — Medicaid is the closer program.” Arkansas expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Arkansas · SNAP guide

Related comparisons

How the salary and tax math works · The reverse city order redirects to this address.