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Cost & Benefits

Compare / Kansas City to St. Louis

Kansas City, MO vs St. Louis, MO

Simple answer

You'd likely save $197 a month in St. Louis.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $197: Kansas City is higher at $1,546 versus $1,349.

Missouri taxes wages at rates up to 4.70%. Missouri taxes wages at rates up to 4.70%. Combined sales tax differs by 0.0 percentage points, higher in Missouri. The effective property tax gap is 0.00 percentage points, higher in Missouri.

Both metros are in Missouri, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in Kansas City lines up with about $77,063 in St. Louis on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Kansas City

Kansas City, MO-KS

2-bedroom Fair Market Rent
$1,546
HUD area
Kansas City, MO-KS HUD Metro FMR Area
Census median gross rent
$1,315
All-items price parity
92.5
Goods price parity
94.1
Utilities price parity
89.0
Mean commute
23.7 min
Median household income
$83,785

St. Louis

St. Louis, MO-IL

2-bedroom Fair Market Rent
$1,349
HUD area
St. Louis, MO-IL HUD Metro FMR Area
Census median gross rent
$1,154
All-items price parity
95.1
Goods price parity
100.0
Utilities price parity
69.9
Mean commute
25.4 min
Median household income
$81,679

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$77,063

Salary in St. Louis that matches the 2024 all-items regional price parity.

After state and federal tax

$77,473

Gross salary in St. Louis whose after-tax pay buys the same basket, using price parities.

Rent only

$65,443

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxMissouriMissouri
State income tax on wagesup to 4.70%up to 4.70%
Combined sales tax, Jan 1, 20268.4%8.4%
Effective property tax, ACS 2024 median / median0.79%0.79%

On a $400,000 home, the state median effective rate implies about $3,178 a year in Missouri and $3,178 in Missouri. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Missouri

Kansas City and St. Louis are in Missouri. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    Kansas CityLikely eligible

    St. LouisLikely eligible

  • Medicaid and CHIP

    Kansas CityLikely eligible

    St. LouisLikely eligible

  • WIC

    Kansas CityLikely eligible

    St. LouisLikely eligible

  • School meals

    Kansas CityLikely eligible

    St. LouisLikely eligible

  • LIHEAP

    Kansas CityMaybe

    St. LouisMaybe

  • Earned Income Tax Credit

    Kansas CityLikely eligible

    St. LouisLikely eligible

  • Child Tax Credit

    Kansas CityLikely eligible

    St. LouisLikely eligible

  • Marketplace premium tax credits

    Kansas CityUnlikely

    St. LouisUnlikely

  • Lifeline phone and internet

    Kansas CityLikely eligible

    St. LouisLikely eligible

  • SSI

    Kansas CityUnlikely

    St. LouisUnlikely

Medicaid guide for Missouri · SNAP guide

Related comparisons

From Kansas City

The eight largest 2-bedroom Fair Market Rent gaps from Kansas City.

How the salary and tax math works · The reverse city order redirects to this address.