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Cost & Benefits

Compare / Kiryas Joel to Rochester

Kiryas Joel, NY vs Rochester, NY

Simple answer

You'd likely save $715 a month in Rochester.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $715: Kiryas Joel is higher at $2,131 versus $1,416.

New York taxes wages at rates up to 10.90%. New York taxes wages at rates up to 10.90%. Combined sales tax differs by 0.0 percentage points, higher in New York. The effective property tax gap is 0.00 percentage points, higher in New York.

Both metros are in New York, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in Kiryas Joel lines up with about $66,510 in Rochester on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Kiryas Joel

Kiryas Joel-Poughkeepsie-Newburgh, NY

2-bedroom Fair Market Rent
$2,131
HUD area
Kiryas Joel-Poughkeepsie-Newburgh, NY MSA
Census median gross rent
$1,688
All-items price parity
109.4
Goods price parity
110.3
Utilities price parity
136.8
Mean commute
33.9 min
Median household income
$95,125

Rochester

Rochester, NY

2-bedroom Fair Market Rent
$1,416
HUD area
Rochester, NY MSA
Census median gross rent
$1,172
All-items price parity
97.0
Goods price parity
99.7
Utilities price parity
133.2
Mean commute
20.8 min
Median household income
$76,453

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$66,510

Salary in Rochester that matches the 2024 all-items regional price parity.

After state and federal tax

$65,053

Gross salary in Rochester whose after-tax pay buys the same basket, using price parities.

Rent only

$49,836

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNew YorkNew York
State income tax on wagesup to 10.90%up to 10.90%
Combined sales tax, Jan 1, 20268.5%8.5%
Effective property tax, ACS 2024 median / median1.45%1.45%

On a $400,000 home, the state median effective rate implies about $5,818 a year in New York and $5,818 in New York. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in New York

Kiryas Joel and Rochester are in New York. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    Kiryas JoelLikely eligible

    RochesterLikely eligible

  • Medicaid and CHIP

    Kiryas JoelLikely eligible

    RochesterLikely eligible

  • WIC

    Kiryas JoelLikely eligible

    RochesterLikely eligible

  • School meals

    Kiryas JoelLikely eligible

    RochesterLikely eligible

  • LIHEAP

    Kiryas JoelMaybe

    RochesterMaybe

  • Earned Income Tax Credit

    Kiryas JoelLikely eligible

    RochesterLikely eligible

  • Child Tax Credit

    Kiryas JoelLikely eligible

    RochesterLikely eligible

  • Marketplace premium tax credits

    Kiryas JoelUnlikely

    RochesterUnlikely

  • Lifeline phone and internet

    Kiryas JoelLikely eligible

    RochesterLikely eligible

  • SSI

    Kiryas JoelUnlikely

    RochesterUnlikely

Medicaid guide for New York · SNAP guide

Related comparisons

From Kiryas Joel

The eight largest 2-bedroom Fair Market Rent gaps from Kiryas Joel.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.