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Cost & Benefits

Compare / Knoxville to Nashville

Knoxville, TN vs Nashville, TN

Simple answer

You'd likely save $323 a month in Knoxville.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $408, with Nashville higher.

Tennessee has no tax on wages. Tennessee has no tax on wages. Combined sales tax differs by 0.0 percentage points, higher in Tennessee. The effective property tax gap is 0.00 percentage points, higher in Tennessee.

Both metros are in Tennessee, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in Knoxville lines up with about $78,054 in Nashville on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Knoxville

Knoxville, TN

2-bedroom Fair Market Rent
$1,475
HUD area
Knoxville, TN HUD Metro FMR Area
Census median gross rent
$1,219
All-items price parity
92.6
Goods price parity
96.2
Utilities price parity
71.9
Mean commute
24.7 min
Median household income
$74,184

Nashville

Nashville-Davidson--Murfreesboro--Franklin, TN

2-bedroom Fair Market Rent
$1,798
HUD area
Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area
Census median gross rent
$1,627
All-items price parity
96.3
Goods price parity
96.2
Utilities price parity
72.0
Mean commute
28.7 min
Median household income
$88,800

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$78,054

Salary in Nashville that matches the 2024 all-items regional price parity.

After state and federal tax

$78,565

Gross salary in Nashville whose after-tax pay buys the same basket, using price parities.

Rent only

$91,424

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTennesseeTennessee
State income tax on wagesNo wage taxNo wage tax
Combined sales tax, Jan 1, 20269.6%9.6%
Effective property tax, ACS 2024 median / median0.45%0.45%

On a $400,000 home, the state median effective rate implies about $1,790 a year in Tennessee and $1,790 in Tennessee. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Tennessee

Knoxville and Nashville are in Tennessee. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • Medicaid and CHIP

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • WIC

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • School meals

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • LIHEAP

    KnoxvilleMaybe

    NashvilleMaybe

  • Earned Income Tax Credit

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • Child Tax Credit

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • Marketplace premium tax credits

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • Lifeline phone and internet

    KnoxvilleLikely eligible

    NashvilleLikely eligible

  • SSI

    KnoxvilleUnlikely

    NashvilleUnlikely

Medicaid guide for Tennessee · SNAP guide

Related comparisons

From Knoxville

The eight largest 2-bedroom Fair Market Rent gaps from Knoxville.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.