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Cost & Benefits

Compare / Little Rock to Oxnard

Little Rock, AR vs Oxnard, CA

Simple answer

You'd likely save $1,303 a month in Little Rock.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 102.8 points (Little Rock 68.3, Oxnard 171.1).

Arkansas taxes wages at rates up to 3.90%. California taxes wages at rates up to 13.30%. Combined sales tax differs by 0.5 percentage points, higher in Arkansas. The effective property tax gap is 0.19 percentage points, higher in California.

After a move from Arkansas to California, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Little Rock lines up with about $92,767 in Oxnard on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Little Rock

Little Rock-North Little Rock-Conway, AR

2-bedroom Fair Market Rent
$1,121
HUD area
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area
Census median gross rent
$1,093
All-items price parity
89.4
Goods price parity
93.6
Utilities price parity
74.6
Mean commute
23.2 min
Median household income
$68,344

Oxnard

Oxnard-Thousand Oaks-Ventura, CA

2-bedroom Fair Market Rent
$2,424
HUD area
Oxnard-Thousand Oaks-Ventura, CA MSA
Census median gross rent
$2,313
All-items price parity
110.5
Goods price parity
105.2
Utilities price parity
152.9
Mean commute
26.7 min
Median household income
$114,238

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$92,767

Salary in Oxnard that matches the 2024 all-items regional price parity.

After state and federal tax

$97,902

Gross salary in Oxnard whose after-tax pay buys the same basket, using price parities.

Rent only

$162,177

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxArkansasCalifornia
State income tax on wagesup to 3.90%up to 13.30%
Combined sales tax, Jan 1, 20269.5%9.0%
Effective property tax, ACS 2024 median / median0.52%0.71%

On a $400,000 home, the state median effective rate implies about $2,065 a year in Arkansas and $2,828 in California. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in California

Same household, $40,000 a year, scored once in Arkansas and once in California. This is an illustration, not your application.

  • Food stamps (SNAP)

    Little RockLikely eligible

    OxnardLikely eligible

  • Medicaid and CHIP

    Little RockLikely eligible

    OxnardLikely eligible

  • WIC

    Little RockLikely eligible

    OxnardLikely eligible

  • School meals

    Little RockLikely eligible

    OxnardLikely eligible

  • LIHEAP

    Little RockMaybe

    OxnardMaybe

  • Earned Income Tax Credit

    Little RockLikely eligible

    OxnardLikely eligible

  • Child Tax Credit

    Little RockLikely eligible

    OxnardLikely eligible

  • Marketplace premium tax credits

    Little RockUnlikely

    OxnardUnlikely

  • Lifeline phone and internet

    Little RockLikely eligible

    OxnardLikely eligible

  • SSI

    Little RockUnlikely

    OxnardUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for California · SNAP guide

Related comparisons

From Little Rock

The eight largest 2-bedroom Fair Market Rent gaps from Little Rock.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.