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Cost & Benefits

Compare / Madison to Virginia Beach

Madison, WI vs Virginia Beach, VA

Simple answer

You'd likely save $102 a month in Madison.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $119, with Virginia Beach higher.

Wisconsin taxes wages at rates up to 7.65%. Virginia taxes wages at rates up to 5.75%. Combined sales tax differs by 0.1 percentage points, higher in Virginia. The effective property tax gap is 0.54 percentage points, higher in Wisconsin.

After a move from Wisconsin to Virginia, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Madison lines up with about $75,504 in Virginia Beach on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Madison

Madison, WI

2-bedroom Fair Market Rent
$1,565
HUD area
Madison, WI HUD Metro FMR Area
Census median gross rent
$1,437
All-items price parity
97.3
Goods price parity
93.8
Utilities price parity
89.8
Mean commute
21.9 min
Median household income
$89,714

Virginia Beach

Virginia Beach-Chesapeake-Norfolk, VA-NC

2-bedroom Fair Market Rent
$1,667
HUD area
Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area
Census median gross rent
$1,556
All-items price parity
97.9
Goods price parity
96.8
Utilities price parity
89.6
Mean commute
25.5 min
Median household income
$82,402

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$75,504

Salary in Virginia Beach that matches the 2024 all-items regional price parity.

After state and federal tax

$77,013

Gross salary in Virginia Beach whose after-tax pay buys the same basket, using price parities.

Rent only

$79,888

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxWisconsinVirginia
State income tax on wagesup to 7.65%up to 5.75%
Combined sales tax, Jan 1, 20265.7%5.8%
Effective property tax, ACS 2024 median / median1.25%0.71%

On a $400,000 home, the state median effective rate implies about $4,995 a year in Wisconsin and $2,847 in Virginia. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Virginia

Same household, $40,000 a year, scored once in Wisconsin and once in Virginia. This is an illustration, not your application.

  • Food stamps (SNAP)

    MadisonLikely eligible

    Virginia BeachLikely eligible

  • Medicaid and CHIP

    MadisonLikely eligible

    Virginia BeachLikely eligible

  • WIC

    MadisonLikely eligible

    Virginia BeachLikely eligible

  • School meals

    MadisonLikely eligible

    Virginia BeachLikely eligible

  • LIHEAP

    MadisonMaybe

    Virginia BeachMaybe

  • Earned Income Tax Credit

    MadisonLikely eligible

    Virginia BeachLikely eligible

  • Child Tax Credit

    MadisonLikely eligible

    Virginia BeachLikely eligible

  • Marketplace premium tax credits

    MadisonLikely eligible

    Virginia BeachUnlikely

  • Lifeline phone and internet

    MadisonLikely eligible

    Virginia BeachLikely eligible

  • SSI

    MadisonUnlikely

    Virginia BeachUnlikely

Marketplace premium tax credits changes. In Madison the result is “Likely inside the 2026 subsidy range.” In Virginia Beach it is “Unlikely — Medicaid is the closer program.” Virginia expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Virginia · SNAP guide

Related comparisons

From Madison

The eight largest 2-bedroom Fair Market Rent gaps from Madison.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.