Compare / McAllen to Minneapolis
McAllen, TX vs Minneapolis, MN
Simple answer
You'd likely save $717 a month in McAllen.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 55.9 points (McAllen 55.9, Minneapolis 111.8).
Texas has no tax on wages. Minnesota taxes wages at rates up to 9.85%. Combined sales tax differs by 0.1 percentage points, higher in Texas. The effective property tax gap is 0.30 percentage points, higher in Texas.
After a move from Texas to Minnesota, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in McAllen lines up with about $91,526 in Minneapolis on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
McAllen
McAllen-Edinburg-Mission, TX
- 2-bedroom Fair Market Rent
- $1,017
- HUD area
- McAllen-Edinburg-Mission, TX MSA
- Census median gross rent
- $971
- All-items price parity
- 85.9
- Goods price parity
- 93.8
- Utilities price parity
- 81.2
- Mean commute
- 22.9 min
- Median household income
- $56,720
Minneapolis
Minneapolis-St. Paul-Bloomington, MN-WI
- 2-bedroom Fair Market Rent
- $1,734
- HUD area
- Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- Census median gross rent
- $1,444
- All-items price parity
- 104.8
- Goods price parity
- 103.1
- Utilities price parity
- 93.5
- Mean commute
- 24.1 min
- Median household income
- $97,928
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$91,526
Salary in Minneapolis that matches the 2024 all-items regional price parity.
$101,984
Gross salary in Minneapolis whose after-tax pay buys the same basket, using price parities.
$127,876
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Texas | Minnesota |
|---|---|---|
| State income tax on wages | No wage tax | up to 9.85% |
| Combined sales tax, Jan 1, 2026 | 8.2% | 8.1% |
| Effective property tax, ACS 2024 median / median | 1.31% | 1.02% |
On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $4,064 in Minnesota. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Minnesota
Same household, $40,000 a year, scored once in Texas and once in Minnesota. This is an illustration, not your application.
Food stamps (SNAP)
McAllenLikely eligible
MinneapolisLikely eligible
Medicaid and CHIP
McAllenLikely eligible
MinneapolisLikely eligible
WIC
McAllenLikely eligible
MinneapolisLikely eligible
School meals
McAllenLikely eligible
MinneapolisLikely eligible
LIHEAP
McAllenMaybe
MinneapolisMaybe
Earned Income Tax Credit
McAllenLikely eligible
MinneapolisLikely eligible
Child Tax Credit
McAllenLikely eligible
MinneapolisLikely eligible
Marketplace premium tax credits
McAllenLikely eligible
MinneapolisUnlikely
Lifeline phone and internet
McAllenLikely eligible
MinneapolisLikely eligible
SSI
McAllenUnlikely
MinneapolisUnlikely
| Program | McAllen | Minneapolis |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Likely eligible | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In McAllen the result is “Likely inside the 2026 subsidy range.” In Minneapolis it is “Unlikely — Medicaid is the closer program.” Minnesota expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From McAllen
The eight largest 2-bedroom Fair Market Rent gaps from McAllen.
- McAllen and San Francisco · rent gap $2,680
- McAllen and San Jose · rent gap $2,255
- McAllen and Boston · rent gap $1,991
- McAllen and New York · rent gap $1,954
- McAllen and Los Angeles · rent gap $1,947
- McAllen and San Diego · rent gap $1,806
- McAllen and Miami · rent gap $1,547
- McAllen and Seattle · rent gap $1,532
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.