Skip to content
Cost & Benefits

Compare / McAllen to New Haven

McAllen, TX vs New Haven, CT

Simple answer

You'd likely save $1,074 a month in McAllen.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 68.4 points (McAllen 55.9, New Haven 124.3).

Texas has no tax on wages. Connecticut taxes wages at rates up to 6.99%. Combined sales tax differs by 1.9 percentage points, higher in Texas. The effective property tax gap is 0.34 percentage points, higher in Connecticut.

After a move from Texas to Connecticut, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in McAllen lines up with about $91,297 in New Haven on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

McAllen

McAllen-Edinburg-Mission, TX

2-bedroom Fair Market Rent
$1,017
HUD area
McAllen-Edinburg-Mission, TX MSA
Census median gross rent
$971
All-items price parity
85.9
Goods price parity
93.8
Utilities price parity
81.2
Mean commute
22.9 min
Median household income
$56,720

New Haven

New Haven, CT

2-bedroom Fair Market Rent
$2,091
HUD area
New Haven, CT MSA
Census median gross rent
$1,600
All-items price parity
104.6
Goods price parity
97.3
Utilities price parity
144.8
Mean commute
24.1 min
Median household income
$89,645

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$91,297

Salary in New Haven that matches the 2024 all-items regional price parity.

After state and federal tax

$99,570

Gross salary in New Haven whose after-tax pay buys the same basket, using price parities.

Rent only

$154,204

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxTexasConnecticut
State income tax on wagesNo wage taxup to 6.99%
Combined sales tax, Jan 1, 20268.2%6.3%
Effective property tax, ACS 2024 median / median1.31%1.66%

On a $400,000 home, the state median effective rate implies about $5,246 a year in Texas and $6,624 in Connecticut. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Connecticut

Same household, $40,000 a year, scored once in Texas and once in Connecticut. This is an illustration, not your application.

  • Food stamps (SNAP)

    McAllenLikely eligible

    New HavenLikely eligible

  • Medicaid and CHIP

    McAllenLikely eligible

    New HavenLikely eligible

  • WIC

    McAllenLikely eligible

    New HavenLikely eligible

  • School meals

    McAllenLikely eligible

    New HavenLikely eligible

  • LIHEAP

    McAllenMaybe

    New HavenMaybe

  • Earned Income Tax Credit

    McAllenLikely eligible

    New HavenLikely eligible

  • Child Tax Credit

    McAllenLikely eligible

    New HavenLikely eligible

  • Marketplace premium tax credits

    McAllenLikely eligible

    New HavenUnlikely

  • Lifeline phone and internet

    McAllenLikely eligible

    New HavenLikely eligible

  • SSI

    McAllenUnlikely

    New HavenUnlikely

Marketplace premium tax credits changes. In McAllen the result is “Likely inside the 2026 subsidy range.” In New Haven it is “Unlikely — Medicaid is the closer program.” Connecticut expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Connecticut · SNAP guide

Related comparisons

From McAllen

The eight largest 2-bedroom Fair Market Rent gaps from McAllen.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.