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Cost & Benefits

Compare / Milwaukee to St. Louis

Milwaukee, WI vs St. Louis, MO

Simple answer

You'd likely save $86 a month in Milwaukee.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 18.1 points (Milwaukee 97.1, St. Louis 79.0).

Wisconsin taxes wages at rates up to 7.65%. Missouri taxes wages at rates up to 4.70%. Combined sales tax differs by 2.7 percentage points, higher in Missouri. The effective property tax gap is 0.45 percentage points, higher in Wisconsin.

After a move from Wisconsin to Missouri, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.

A $75,000 salary in Milwaukee lines up with about $73,569 in St. Louis on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Milwaukee

Milwaukee-Waukesha, WI

2-bedroom Fair Market Rent
$1,263
HUD area
Milwaukee-Waukesha, WI MSA
Census median gross rent
$1,177
All-items price parity
96.9
Goods price parity
93.8
Utilities price parity
91.6
Mean commute
23.2 min
Median household income
$77,919

St. Louis

St. Louis, MO-IL

2-bedroom Fair Market Rent
$1,349
HUD area
St. Louis, MO-IL HUD Metro FMR Area
Census median gross rent
$1,154
All-items price parity
95.1
Goods price parity
100.0
Utilities price parity
69.9
Mean commute
25.4 min
Median household income
$81,679

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$73,569

Salary in St. Louis that matches the 2024 all-items regional price parity.

After state and federal tax

$73,477

Gross salary in St. Louis whose after-tax pay buys the same basket, using price parities.

Rent only

$80,107

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxWisconsinMissouri
State income tax on wagesup to 7.65%up to 4.70%
Combined sales tax, Jan 1, 20265.7%8.4%
Effective property tax, ACS 2024 median / median1.25%0.79%

On a $400,000 home, the state median effective rate implies about $4,995 a year in Wisconsin and $3,178 in Missouri. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Missouri

Same household, $40,000 a year, scored once in Wisconsin and once in Missouri. This is an illustration, not your application.

  • Food stamps (SNAP)

    MilwaukeeLikely eligible

    St. LouisLikely eligible

  • Medicaid and CHIP

    MilwaukeeLikely eligible

    St. LouisLikely eligible

  • WIC

    MilwaukeeLikely eligible

    St. LouisLikely eligible

  • School meals

    MilwaukeeLikely eligible

    St. LouisLikely eligible

  • LIHEAP

    MilwaukeeMaybe

    St. LouisMaybe

  • Earned Income Tax Credit

    MilwaukeeLikely eligible

    St. LouisLikely eligible

  • Child Tax Credit

    MilwaukeeLikely eligible

    St. LouisLikely eligible

  • Marketplace premium tax credits

    MilwaukeeLikely eligible

    St. LouisUnlikely

  • Lifeline phone and internet

    MilwaukeeLikely eligible

    St. LouisLikely eligible

  • SSI

    MilwaukeeUnlikely

    St. LouisUnlikely

Marketplace premium tax credits changes. In Milwaukee the result is “Likely inside the 2026 subsidy range.” In St. Louis it is “Unlikely — Medicaid is the closer program.” Missouri expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.

Medicaid guide for Missouri · SNAP guide

Related comparisons

From Milwaukee

The eight largest 2-bedroom Fair Market Rent gaps from Milwaukee.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.