Compare / Minneapolis to Phoenix
Minneapolis, MN vs Phoenix, AZ
Simple answer
A 2-bedroom fair-market rent is $1,734 in both places.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Census rent. Census median gross rent differs by $375, with Phoenix higher.
Minnesota taxes wages at rates up to 9.85%. Arizona taxes wages at a flat 2.50%. Combined sales tax differs by 0.4 percentage points, higher in Arizona. The effective property tax gap is 0.59 percentage points, higher in Minnesota.
After a move from Minnesota to Arizona, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.
A $75,000 salary in Minneapolis lines up with about $73,922 in Phoenix on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Minneapolis
Minneapolis-St. Paul-Bloomington, MN-WI
- 2-bedroom Fair Market Rent
- $1,734
- HUD area
- Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- Census median gross rent
- $1,444
- All-items price parity
- 104.8
- Goods price parity
- 103.1
- Utilities price parity
- 93.5
- Mean commute
- 24.1 min
- Median household income
- $97,928
Phoenix
Phoenix-Mesa-Chandler, AZ
- 2-bedroom Fair Market Rent
- $1,734
- HUD area
- Phoenix-Mesa-Chandler, AZ MSA
- Census median gross rent
- $1,819
- All-items price parity
- 103.3
- Goods price parity
- 95.0
- Utilities price parity
- 93.3
- Mean commute
- 27.6 min
- Median household income
- $90,133
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$73,922
Salary in Phoenix that matches the 2024 all-items regional price parity.
$70,956
Gross salary in Phoenix whose after-tax pay buys the same basket, using price parities.
$75,000
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Minnesota | Arizona |
|---|---|---|
| State income tax on wages | up to 9.85% | 2.50% flat |
| Combined sales tax, Jan 1, 2026 | 8.1% | 8.5% |
| Effective property tax, ACS 2024 median / median | 1.02% | 0.43% |
On a $400,000 home, the state median effective rate implies about $4,064 a year in Minnesota and $1,716 in Arizona. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Arizona
Same household, $40,000 a year, scored once in Minnesota and once in Arizona. This is an illustration, not your application.
Food stamps (SNAP)
MinneapolisLikely eligible
PhoenixLikely eligible
Medicaid and CHIP
MinneapolisLikely eligible
PhoenixLikely eligible
WIC
MinneapolisLikely eligible
PhoenixLikely eligible
School meals
MinneapolisLikely eligible
PhoenixLikely eligible
LIHEAP
MinneapolisMaybe
PhoenixMaybe
Earned Income Tax Credit
MinneapolisLikely eligible
PhoenixLikely eligible
Child Tax Credit
MinneapolisLikely eligible
PhoenixLikely eligible
Marketplace premium tax credits
MinneapolisUnlikely
PhoenixUnlikely
Lifeline phone and internet
MinneapolisLikely eligible
PhoenixLikely eligible
SSI
MinneapolisUnlikely
PhoenixUnlikely
| Program | Minneapolis | Phoenix |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Unlikely |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.
Related comparisons
From Minneapolis
The eight largest 2-bedroom Fair Market Rent gaps from Minneapolis.
- Minneapolis and San Francisco · rent gap $1,963
- Minneapolis and San Jose · rent gap $1,538
- Minneapolis and Boston · rent gap $1,274
- Minneapolis and New York · rent gap $1,237
- Minneapolis and Los Angeles · rent gap $1,230
- Minneapolis and San Diego · rent gap $1,089
- Minneapolis and Miami · rent gap $830
- Minneapolis and Seattle · rent gap $815
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.