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Cost & Benefits

Compare / North Port to Palm Bay

North Port, FL vs Palm Bay, FL

Simple answer

You'd likely save $409 a month in Palm Bay.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $409: North Port is higher at $2,188 versus $1,779.

Florida has no tax on wages. Florida has no tax on wages. Combined sales tax differs by 0.0 percentage points, higher in Florida. The effective property tax gap is 0.00 percentage points, higher in Florida.

Both metros are in Florida, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in North Port lines up with about $73,234 in Palm Bay on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

North Port

North Port-Bradenton-Sarasota, FL

2-bedroom Fair Market Rent
$2,188
HUD area
North Port-Bradenton-Sarasota, FL MSA
Census median gross rent
$1,920
All-items price parity
102.4
Goods price parity
96.2
Utilities price parity
88.2
Mean commute
26.5 min
Median household income
$82,106

Palm Bay

Palm Bay-Melbourne-Titusville, FL

2-bedroom Fair Market Rent
$1,779
HUD area
Palm Bay-Melbourne-Titusville, FL MSA
Census median gross rent
$1,681
All-items price parity
100.0
Goods price parity
96.2
Utilities price parity
88.1
Mean commute
26.5 min
Median household income
$78,196

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$73,234

Salary in Palm Bay that matches the 2024 all-items regional price parity.

After state and federal tax

$72,938

Gross salary in Palm Bay whose after-tax pay buys the same basket, using price parities.

Rent only

$60,980

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxFloridaFlorida
State income tax on wagesNo wage taxNo wage tax
Combined sales tax, Jan 1, 20267.0%7.0%
Effective property tax, ACS 2024 median / median0.75%0.75%

On a $400,000 home, the state median effective rate implies about $3,016 a year in Florida and $3,016 in Florida. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Florida

North Port and Palm Bay are in Florida. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    North PortLikely eligible

    Palm BayLikely eligible

  • Medicaid and CHIP

    North PortLikely eligible

    Palm BayLikely eligible

  • WIC

    North PortLikely eligible

    Palm BayLikely eligible

  • School meals

    North PortLikely eligible

    Palm BayLikely eligible

  • LIHEAP

    North PortMaybe

    Palm BayMaybe

  • Earned Income Tax Credit

    North PortLikely eligible

    Palm BayLikely eligible

  • Child Tax Credit

    North PortLikely eligible

    Palm BayLikely eligible

  • Marketplace premium tax credits

    North PortLikely eligible

    Palm BayLikely eligible

  • Lifeline phone and internet

    North PortLikely eligible

    Palm BayLikely eligible

  • SSI

    North PortUnlikely

    Palm BayUnlikely

Medicaid guide for Florida · SNAP guide

Related comparisons

From North Port

The eight largest 2-bedroom Fair Market Rent gaps from North Port.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.