Ogden, UT vs Orlando, FL
Simple answer
You'd likely save $368 a month in Ogden.
This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.
The largest cost gap in this pair is Fair Market Rent. The 2-bedroom Fair Market Rent gap is $368: Orlando is higher at $1,959 versus $1,591.
Utah taxes wages at a flat 4.50%. Florida has no tax on wages. Combined sales tax differs by 0.4 percentage points, higher in Utah. The effective property tax gap is 0.27 percentage points, higher in Florida.
After a move from Utah to Florida, these benefit results change for a family of four at $40,000 and a single adult at $18,000: Marketplace premium tax credits, Medicaid and CHIP.
A $75,000 salary in Ogden lines up with about $75,799 in Orlando on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.
Ogden
Ogden, UT
- 2-bedroom Fair Market Rent
- $1,591
- HUD area
- Ogden, UT MSA
- Census median gross rent
- $1,641
- All-items price parity
- 100.3
- Goods price parity
- 96.4
- Utilities price parity
- 78.8
- Mean commute
- 23.6 min
- Median household income
- $98,456
Orlando
Orlando-Kissimmee-Sanford, FL
- 2-bedroom Fair Market Rent
- $1,959
- HUD area
- Orlando-Kissimmee-Sanford, FL MSA
- Census median gross rent
- $1,877
- All-items price parity
- 101.4
- Goods price parity
- 96.2
- Utilities price parity
- 87.2
- Mean commute
- 29.0 min
- Median household income
- $81,044
Equivalent salary
The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.
$75,799
Salary in Orlando that matches the 2024 all-items regional price parity.
$72,472
Gross salary in Orlando whose after-tax pay buys the same basket, using price parities.
$92,348
Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.
Taxes on the two sides of the move
| Tax | Utah | Florida |
|---|---|---|
| State income tax on wages | 4.50% flat | No wage tax |
| Combined sales tax, Jan 1, 2026 | 7.4% | 7.0% |
| Effective property tax, ACS 2024 median / median | 0.49% | 0.75% |
On a $400,000 home, the state median effective rate implies about $1,943 a year in Utah and $3,016 in Florida. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.
Benefits if you land in Florida
Same household, $40,000 a year, scored once in Utah and once in Florida. This is an illustration, not your application.
Food stamps (SNAP)
OgdenLikely eligible
OrlandoLikely eligible
Medicaid and CHIP
OgdenLikely eligible
OrlandoLikely eligible
WIC
OgdenLikely eligible
OrlandoLikely eligible
School meals
OgdenLikely eligible
OrlandoLikely eligible
LIHEAP
OgdenMaybe
OrlandoMaybe
Earned Income Tax Credit
OgdenLikely eligible
OrlandoLikely eligible
Child Tax Credit
OgdenLikely eligible
OrlandoLikely eligible
Marketplace premium tax credits
OgdenUnlikely
OrlandoLikely eligible
Lifeline phone and internet
OgdenLikely eligible
OrlandoLikely eligible
SSI
OgdenUnlikely
OrlandoUnlikely
| Program | Ogden | Orlando |
|---|---|---|
| Food stamps (SNAP) | Likely eligible | Likely eligible |
| Medicaid and CHIP | Likely eligible | Likely eligible |
| WIC | Likely eligible | Likely eligible |
| School meals | Likely eligible | Likely eligible |
| LIHEAP | Maybe | Maybe |
| Earned Income Tax Credit | Likely eligible | Likely eligible |
| Child Tax Credit | Likely eligible | Likely eligible |
| Marketplace premium tax credits | Unlikely | Likely eligible |
| Lifeline phone and internet | Likely eligible | Likely eligible |
| SSI | Unlikely | Unlikely |
Marketplace premium tax credits changes. In Ogden the result is “Unlikely — Medicaid is the closer program.” In Orlando it is “Likely inside the 2026 subsidy range.” Utah expanded Medicaid, and this income is in the Medicaid range. Marketplace subsidies are usually not the program in that case.
Related comparisons
From Ogden
The eight largest 2-bedroom Fair Market Rent gaps from Ogden.
- Ogden and San Francisco · rent gap $2,106
- Ogden and San Jose · rent gap $1,681
- Ogden and Boston · rent gap $1,417
- Ogden and New York · rent gap $1,380
- Ogden and Los Angeles · rent gap $1,373
- Ogden and San Diego · rent gap $1,232
- Ogden and Miami · rent gap $973
- Ogden and Seattle · rent gap $958
Nearby metros
How the salary and tax math works · The reverse city order redirects to this address.