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Cost & Benefits

Compare / Pittsburgh to St. Louis

Pittsburgh, PA vs St. Louis, MO

Simple answer

You'd likely save $40 a month in St. Louis.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 7.0 points (Pittsburgh 72.0, St. Louis 79.0).

Pennsylvania taxes wages at a flat 3.07%. Missouri taxes wages at rates up to 4.70%. Combined sales tax differs by 2.1 percentage points, higher in Missouri. The effective property tax gap is 0.36 percentage points, higher in Pennsylvania.

After a move from Pennsylvania to Missouri, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Pittsburgh lines up with about $75,330 in St. Louis on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Pittsburgh

Pittsburgh, PA

2-bedroom Fair Market Rent
$1,389
HUD area
Pittsburgh, PA HUD Metro FMR Area
Census median gross rent
$1,083
All-items price parity
94.7
Goods price parity
100.7
Utilities price parity
107.7
Mean commute
26.3 min
Median household income
$77,214

St. Louis

St. Louis, MO-IL

2-bedroom Fair Market Rent
$1,349
HUD area
St. Louis, MO-IL HUD Metro FMR Area
Census median gross rent
$1,154
All-items price parity
95.1
Goods price parity
100.0
Utilities price parity
69.9
Mean commute
25.4 min
Median household income
$81,679

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$75,330

Salary in St. Louis that matches the 2024 all-items regional price parity.

After state and federal tax

$74,902

Gross salary in St. Louis whose after-tax pay buys the same basket, using price parities.

Rent only

$72,840

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxPennsylvaniaMissouri
State income tax on wages3.07% flatup to 4.70%
Combined sales tax, Jan 1, 20266.3%8.4%
Effective property tax, ACS 2024 median / median1.16%0.79%

On a $400,000 home, the state median effective rate implies about $4,631 a year in Pennsylvania and $3,178 in Missouri. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Missouri

Same household, $40,000 a year, scored once in Pennsylvania and once in Missouri. This is an illustration, not your application.

  • Food stamps (SNAP)

    PittsburghLikely eligible

    St. LouisLikely eligible

  • Medicaid and CHIP

    PittsburghLikely eligible

    St. LouisLikely eligible

  • WIC

    PittsburghLikely eligible

    St. LouisLikely eligible

  • School meals

    PittsburghLikely eligible

    St. LouisLikely eligible

  • LIHEAP

    PittsburghMaybe

    St. LouisMaybe

  • Earned Income Tax Credit

    PittsburghLikely eligible

    St. LouisLikely eligible

  • Child Tax Credit

    PittsburghLikely eligible

    St. LouisLikely eligible

  • Marketplace premium tax credits

    PittsburghUnlikely

    St. LouisUnlikely

  • Lifeline phone and internet

    PittsburghLikely eligible

    St. LouisLikely eligible

  • SSI

    PittsburghUnlikely

    St. LouisUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Missouri · SNAP guide

Related comparisons

From Pittsburgh

The eight largest 2-bedroom Fair Market Rent gaps from Pittsburgh.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.