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Cost & Benefits

Compare / Portland to Stockton

Portland, OR vs Stockton, CA

Simple answer

You'd likely save $137 a month in Portland.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 9.5 points (Portland 125.1, Stockton 115.6).

Oregon taxes wages at rates up to 9.90%. California taxes wages at rates up to 13.30%. Combined sales tax differs by 9.0 percentage points, higher in California. The effective property tax gap is 0.08 percentage points, higher in Oregon.

After a move from Oregon to California, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Portland lines up with about $74,764 in Stockton on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Portland

Portland-Vancouver-Hillsboro, OR-WA

2-bedroom Fair Market Rent
$1,878
HUD area
Portland-Vancouver-Hillsboro, OR-WA MSA
Census median gross rent
$1,767
All-items price parity
105.4
Goods price parity
105.2
Utilities price parity
107.0
Mean commute
25.4 min
Median household income
$98,994

Stockton

Stockton-Lodi, CA

2-bedroom Fair Market Rent
$2,015
HUD area
Stockton-Lodi, CA MSA
Census median gross rent
$1,788
All-items price parity
105.1
Goods price parity
105.2
Utilities price parity
158.2
Mean commute
34.6 min
Median household income
$93,038

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$74,764

Salary in Stockton that matches the 2024 all-items regional price parity.

After state and federal tax

$69,779

Gross salary in Stockton whose after-tax pay buys the same basket, using price parities.

Rent only

$80,471

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxOregonCalifornia
State income tax on wagesup to 9.90%up to 13.30%
Combined sales tax, Jan 1, 20260.0%9.0%
Effective property tax, ACS 2024 median / median0.78%0.71%

On a $400,000 home, the state median effective rate implies about $3,132 a year in Oregon and $2,828 in California. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in California

Same household, $40,000 a year, scored once in Oregon and once in California. This is an illustration, not your application.

  • Food stamps (SNAP)

    PortlandLikely eligible

    StocktonLikely eligible

  • Medicaid and CHIP

    PortlandLikely eligible

    StocktonLikely eligible

  • WIC

    PortlandLikely eligible

    StocktonLikely eligible

  • School meals

    PortlandLikely eligible

    StocktonLikely eligible

  • LIHEAP

    PortlandMaybe

    StocktonMaybe

  • Earned Income Tax Credit

    PortlandLikely eligible

    StocktonLikely eligible

  • Child Tax Credit

    PortlandLikely eligible

    StocktonLikely eligible

  • Marketplace premium tax credits

    PortlandUnlikely

    StocktonUnlikely

  • Lifeline phone and internet

    PortlandLikely eligible

    StocktonLikely eligible

  • SSI

    PortlandUnlikely

    StocktonUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for California · SNAP guide

Related comparisons

From Portland

The eight largest 2-bedroom Fair Market Rent gaps from Portland.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.