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Cost & Benefits

Compare / Providence to Washington

Providence, RI vs Washington, DC

Simple answer

You'd likely save $559 a month in Providence.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $641, with Washington higher.

Rhode Island taxes wages at rates up to 5.99%. District of Columbia taxes wages at rates up to 10.75%. Combined sales tax differs by 1.0 percentage points, higher in Rhode Island. The effective property tax gap is 0.45 percentage points, higher in Rhode Island.

After a move from Rhode Island to District of Columbia, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Providence lines up with about $80,240 in Washington on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Providence

Providence-Warwick, RI-MA

2-bedroom Fair Market Rent
$1,879
HUD area
Providence-Fall River, RI-MA HUD Metro FMR Area
Census median gross rent
$1,396
All-items price parity
101.8
Goods price parity
97.1
Utilities price parity
148.8
Mean commute
27.9 min
Median household income
$82,870

Washington

Washington-Arlington-Alexandria, DC-VA-MD-WV

2-bedroom Fair Market Rent
$2,438
HUD area
Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
Census median gross rent
$2,037
All-items price parity
108.9
Goods price parity
104.8
Utilities price parity
106.7
Mean commute
33.8 min
Median household income
$126,244

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$80,240

Salary in Washington that matches the 2024 all-items regional price parity.

After state and federal tax

$83,668

Gross salary in Washington whose after-tax pay buys the same basket, using price parities.

Rent only

$97,312

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxRhode IslandDistrict of Columbia
State income tax on wagesup to 5.99%up to 10.75%
Combined sales tax, Jan 1, 20267.0%6.0%
Effective property tax, ACS 2024 median / median1.07%0.63%

On a $400,000 home, the state median effective rate implies about $4,289 a year in Rhode Island and $2,506 in District of Columbia. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in District of Columbia

Same household, $40,000 a year, scored once in Rhode Island and once in District of Columbia. This is an illustration, not your application.

  • Food stamps (SNAP)

    ProvidenceLikely eligible

    WashingtonLikely eligible

  • Medicaid and CHIP

    ProvidenceLikely eligible

    WashingtonLikely eligible

  • WIC

    ProvidenceLikely eligible

    WashingtonLikely eligible

  • School meals

    ProvidenceLikely eligible

    WashingtonLikely eligible

  • LIHEAP

    ProvidenceMaybe

    WashingtonMaybe

  • Earned Income Tax Credit

    ProvidenceLikely eligible

    WashingtonLikely eligible

  • Child Tax Credit

    ProvidenceLikely eligible

    WashingtonLikely eligible

  • Marketplace premium tax credits

    ProvidenceUnlikely

    WashingtonUnlikely

  • Lifeline phone and internet

    ProvidenceLikely eligible

    WashingtonLikely eligible

  • SSI

    ProvidenceUnlikely

    WashingtonUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for District of Columbia · SNAP guide

Related comparisons

From Providence

The eight largest 2-bedroom Fair Market Rent gaps from Providence.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.