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Cost & Benefits

Compare / Raleigh to Virginia Beach

Raleigh, NC vs Virginia Beach, VA

Simple answer

You'd likely save $22 a month in Virginia Beach.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is Census rent. Census median gross rent differs by $118, with Raleigh higher.

North Carolina taxes wages at a flat 3.99%. Virginia taxes wages at rates up to 5.75%. Combined sales tax differs by 1.2 percentage points, higher in North Carolina. The effective property tax gap is 0.10 percentage points, higher in Virginia.

After a move from North Carolina to Virginia, those two example households keep the same benefit status labels. A different income can still split Medicaid and marketplace credits.

A $75,000 salary in Raleigh lines up with about $74,835 in Virginia Beach on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Raleigh

Raleigh-Cary, NC

2-bedroom Fair Market Rent
$1,689
HUD area
Raleigh-Cary, NC MSA
Census median gross rent
$1,674
All-items price parity
98.2
Goods price parity
96.6
Utilities price parity
89.0
Mean commute
27.4 min
Median household income
$102,144

Virginia Beach

Virginia Beach-Chesapeake-Norfolk, VA-NC

2-bedroom Fair Market Rent
$1,667
HUD area
Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area
Census median gross rent
$1,556
All-items price parity
97.9
Goods price parity
96.8
Utilities price parity
89.6
Mean commute
25.5 min
Median household income
$82,402

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$74,835

Salary in Virginia Beach that matches the 2024 all-items regional price parity.

After state and federal tax

$76,369

Gross salary in Virginia Beach whose after-tax pay buys the same basket, using price parities.

Rent only

$74,023

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxNorth CarolinaVirginia
State income tax on wages3.99% flatup to 5.75%
Combined sales tax, Jan 1, 20267.0%5.8%
Effective property tax, ACS 2024 median / median0.61%0.71%

On a $400,000 home, the state median effective rate implies about $2,455 a year in North Carolina and $2,847 in Virginia. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in Virginia

Same household, $40,000 a year, scored once in North Carolina and once in Virginia. This is an illustration, not your application.

  • Food stamps (SNAP)

    RaleighLikely eligible

    Virginia BeachLikely eligible

  • Medicaid and CHIP

    RaleighLikely eligible

    Virginia BeachLikely eligible

  • WIC

    RaleighLikely eligible

    Virginia BeachLikely eligible

  • School meals

    RaleighLikely eligible

    Virginia BeachLikely eligible

  • LIHEAP

    RaleighMaybe

    Virginia BeachMaybe

  • Earned Income Tax Credit

    RaleighLikely eligible

    Virginia BeachLikely eligible

  • Child Tax Credit

    RaleighLikely eligible

    Virginia BeachLikely eligible

  • Marketplace premium tax credits

    RaleighUnlikely

    Virginia BeachUnlikely

  • Lifeline phone and internet

    RaleighLikely eligible

    Virginia BeachLikely eligible

  • SSI

    RaleighUnlikely

    Virginia BeachUnlikely

At $40,000 the status labels match. A single adult around $18,000 is where Medicaid expansion and the marketplace coverage gap usually split.

Medicaid guide for Virginia · SNAP guide

Related comparisons

From Raleigh

The eight largest 2-bedroom Fair Market Rent gaps from Raleigh.

Nearby metros

How the salary and tax math works · The reverse city order redirects to this address.