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Cost & Benefits

Compare / Sacramento to San Diego

Sacramento, CA vs San Diego, CA

Simple answer

You'd likely save $622 a month in Sacramento.

This is the HUD 2-bedroom fair-market rent for October 2026 through September 2027. It is not your lease.

The largest cost gap in this pair is housing prices. The BEA housing price parity differs by 49.0 points (Sacramento 130.2, San Diego 179.3).

California taxes wages at rates up to 13.30%. California taxes wages at rates up to 13.30%. Combined sales tax differs by 0.0 percentage points, higher in California. The effective property tax gap is 0.00 percentage points, higher in California.

Both metros are in California, so benefit eligibility in this tool does not change with the move. Rent and price levels still differ.

A $75,000 salary in Sacramento lines up with about $78,668 in San Diego on the 2024 all-items price parity. Census median gross rent and the commute figures are 2024. Fair Market Rents are fiscal year 2027.

Sacramento

Sacramento-Roseville-Folsom, CA

2-bedroom Fair Market Rent
$2,201
HUD area
Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area
Census median gross rent
$1,904
All-items price parity
106.7
Goods price parity
105.2
Utilities price parity
151.3
Mean commute
27.7 min
Median household income
$98,775

San Diego

San Diego-Chula Vista-Carlsbad, CA

2-bedroom Fair Market Rent
$2,823
HUD area
San Diego-Chula Vista-Carlsbad, CA MSA
Census median gross rent
$2,336
All-items price parity
111.9
Goods price parity
108.0
Utilities price parity
174.2
Mean commute
26.1 min
Median household income
$109,132

Equivalent salary

The first number keeps the same place in the national price level. The second also runs 2026 federal income tax, employee Social Security and Medicare, and a simplified state income tax. Groceries use the BEA goods price parity, not a grocery receipt.

Same buying power

$78,668

Salary in San Diego that matches the 2024 all-items regional price parity.

After state and federal tax

$79,641

Gross salary in San Diego whose after-tax pay buys the same basket, using price parities.

Rent only

$96,195

Scales the salary by the ratio of HUD 2-bedroom Fair Market Rents. Rent is not the whole budget.

Taxes on the two sides of the move

TaxCaliforniaCalifornia
State income tax on wagesup to 13.30%up to 13.30%
Combined sales tax, Jan 1, 20269.0%9.0%
Effective property tax, ACS 2024 median / median0.71%0.71%

On a $400,000 home, the state median effective rate implies about $2,828 a year in California and $2,828 in California. That illustration is not a local bill. Childcare prices are not in the verified dataset for these metros.

Benefits if you land in California

Sacramento and San Diego are in California. The benefit rules in this tool are statewide, so the statuses match. Rent and prices still differ.

  • Food stamps (SNAP)

    SacramentoLikely eligible

    San DiegoLikely eligible

  • Medicaid and CHIP

    SacramentoLikely eligible

    San DiegoLikely eligible

  • WIC

    SacramentoLikely eligible

    San DiegoLikely eligible

  • School meals

    SacramentoLikely eligible

    San DiegoLikely eligible

  • LIHEAP

    SacramentoMaybe

    San DiegoMaybe

  • Earned Income Tax Credit

    SacramentoLikely eligible

    San DiegoLikely eligible

  • Child Tax Credit

    SacramentoLikely eligible

    San DiegoLikely eligible

  • Marketplace premium tax credits

    SacramentoUnlikely

    San DiegoUnlikely

  • Lifeline phone and internet

    SacramentoLikely eligible

    San DiegoLikely eligible

  • SSI

    SacramentoUnlikely

    San DiegoUnlikely

Medicaid guide for California · SNAP guide

Related comparisons

How the salary and tax math works · The reverse city order redirects to this address.