Skip to content
Cost & Benefits

Benefits / Washington

Marketplace subsidies in Washington

Marketplace premium tax credits in Washington use 100 to 400 percent of the 2026 poverty guidelines. Enhanced credits expired January 1, 2026. For four people, the guideline is $33,000. Washington has expanded Medicaid, so income at or under 138 percent of poverty is pointed to Medicaid instead. Premium dollars are not estimated. This site does not approve or deny benefits.

Who is inside the 2026 marketplace subsidy range? A household of four is measured against $33,000. Washington has adopted the ACA Medicaid expansion.

The largest 2-bedroom Fair Market Rent gap among ranked metros in Washington is $1,055: Seattle at $2,549 and Spokane at $1,494.

Washington has no tax on wages. Combined state and local sales tax is 9.5%. The ACS effective property tax rate is 0.79%.

A household of four with $48,000 of income is about 145 percent of the $33,000 poverty guideline and is likely eligible for Marketplace premium tax credits. Likely inside the 2026 subsidy range.

Limits behind the page

2026 poverty guideline in Washington
Household100%138%185%
1$15,960$22,025$29,526
2$21,640$29,863$40,034
3$27,320$37,702$50,542
4$33,000$45,540$61,050

An illustrative household

Two adults, ages 34 and 32, filing jointly, plus children ages 8 and 3. Gross income $48,000 a year, about 145 percent of the poverty guideline in Washington. They rent. Nobody is marked disabled or pregnant.

Marketplace premium tax credits

Likely eligible

Likely inside the 2026 subsidy range

  • Enhanced premium tax credits expired on January 1, 2026. This screen uses the 100 to 400 percent of poverty range for premium tax credits and does not estimate a premium dollar amount.
  • Income is about 145 percent of poverty, inside the 100 to 400 percent premium-tax-credit range.
See plans on HealthCare.gov

Check my household · Privacy

Food stamps (SNAP) tools in Washington

Last checked: October 15, 2026

Sources

What changed
  • October 15, 2026. The benefit rules file was checked against the sources listed here.
  • January 15, 2026. HHS published the 2026 poverty guidelines in the Federal Register.

Other programs in Washington

Large metros in Washington

Marketplace subsidies in other states